CSSC (Hong Kong) Shipping Co (FRA:3LL) Effective Interest Rate on Debt %: 2.88% (As of Dec. 2025)

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FRA:3LL CSSC (Hong Kong) Shipping Co Ltd FRA:3LL
82 GF Score
Price €0.23
GF Value €0.19
! 4 Warning Signs
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What is CSSC (Hong Kong) Shipping Co Effective Interest Rate on Debt %?

CSSC (Hong Kong) Shipping Co FRA:3LL +0.88% 82 Effective Interest Rate on Debt % is 2.88% as of Dec. 2025. GuruFocus rates FRA:3LL with a GF Score™ of 82/100 and a GF Value™ of €0.19. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CSSC (Hong Kong) Shipping Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €83.4 Mil. CSSC (Hong Kong) Shipping Co's average total debt for the quarter that ended in Dec. 2025 was €2,898.7 Mil. Therefore, CSSC (Hong Kong) Shipping Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.88%.


CSSC (Hong Kong) Shipping Co  (FRA:3LL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


CSSC (Hong Kong) Shipping Co Effective Interest Rate on Debt % Related Terms


CSSC (Hong Kong) Shipping Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for CSSC (Hong Kong) Shipping Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSSC (Hong Kong) Shipping Co Effective Interest Rate on Debt % Chart

CSSC (Hong Kong) Shipping Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.98 2.72 3.67 3.60 2.74

CSSC (Hong Kong) Shipping Co Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.38 3.44 3.78 2.91 2.88

FRA:3LL vs URI, SUNB, AER: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, CSSC (Hong Kong) Shipping Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSSC (Hong Kong) Shipping Co Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, CSSC (Hong Kong) Shipping Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where CSSC (Hong Kong) Shipping Co's Effective Interest Rate on Debt % falls into.


FRA:3LL
82GF Score
CSSC (Hong Kong) Shipping Co Ltd FRA:3LL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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CSSC (Hong Kong) Shipping Co Effective Interest Rate on Debt % Calculation

CSSC (Hong Kong) Shipping Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -87.238/( (3432.008+2939.5)/ 2 )
=-1  *  -87.238/3185.754
=2.74 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3432.008 + 0
=3432.008

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2939.5 + 0
=2939.5

CSSC (Hong Kong) Shipping Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -83.394/( (2857.842+2939.5)/ 2 )
=-1  *  -83.394/2898.671
=2.88 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2857.842 + 0
=2857.842

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2939.5 + 0
=2939.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.88% mean?
CSSC (Hong Kong) Shipping Co (FRA:3LL) has a Effective Interest Rate on Debt % of 2.88% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CSSC (Hong Kong) Shipping Co and its competitors.
Is CSSC (Hong Kong) Shipping Co's Effective Interest Rate on Debt % too high?
CSSC (Hong Kong) Shipping Co's current Effective Interest Rate on Debt % is 2.88%. Overall, CSSC (Hong Kong) Shipping Co has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does CSSC (Hong Kong) Shipping Co's Effective Interest Rate on Debt % compare to URI and SUNB?
CSSC (Hong Kong) Shipping Co's Effective Interest Rate on Debt % of 2.88% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CSSC (Hong Kong) Shipping Co and its competitors. CSSC (Hong Kong) Shipping Co's current Effective Interest Rate on Debt % is 2.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSSC (Hong Kong) Shipping Co stock overvalued right now?
CSSC (Hong Kong) Shipping Co (FRA:3LL) has a current Effective Interest Rate on Debt % of 2.88%. The stock's GF Value™ is €0.19, compared to a current price of €0.23 — trading 21.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.88%. CSSC (Hong Kong) Shipping Co's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CSSC (Hong Kong) Shipping Co (FRA:3LL), the current Effective Interest Rate on Debt % is 2.88% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSSC (Hong Kong) Shipping Co (FRA:3LL) Overvalued in 2026?

Based on GuruFocus' analysis, CSSC (Hong Kong) Shipping Co stock appears to be overvalued. The current stock price of €0.23 is trading 21.1% above its estimated GF Value™ of €0.19.

Key valuation signals for FRA:3LL:

  • Effective Interest Rate on Debt %: 2.88%
  • GF Value™: €0.19 vs. price of €0.23 (21.1% above fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the FRA:3LL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSSC (Hong Kong) Shipping Co Business Description

Other Exchanges 03877:Hong Kong3LL:Germany
Address 19 Des Voeux Road Central, Room 1801, 18th Floor, World-wide House, Hong Kong, HKG
CSSC (Hong Kong) Shipping Co Ltd is a ship leasing, investment, and operation company. Together with its subsidiaries, it provides integrated shipping services (including operating leases and shipbroking services) and financial services (including finance leases and loans). The group's operating segments are integrated shipping services and financing services. A majority of its revenue is generated from the Integrated shipping services segment, which includes operating lease services to the group's customers and shipbroking services to shipbuilders and charterers. The Financing services segment includes finance lease services and loan borrowing services to its customers. Geographically, its customers are located in the People's Republic of China, Asia, the United States, and Europe.
82GF Score

Get the complete analysis for FRA:3LL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.23
Price
€0.19
GF Value