CSSC (Hong Kong) Shipping CoFRA:3LL -1.61%82 ROA % is 3.45% as of Dec. 2025, which is 9% below its 10-year median of 3.80. GuruFocus rates FRA:3LL with a GF Score™ of 82/100 and a GF Value™ of €0.19 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,096 Business Services companies, CSSC (Hong Kong) Shipping Co ranks better than 56.48% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. CSSC (Hong Kong) Shipping Co's annualizedNet Income for the quarter that ended in Dec. 2025 was €162.4 Mil.
CSSC (Hong Kong) Shipping Co's average Total Assets over the quarter that ended in Dec. 2025 was €4,701.2 Mil. Therefore, CSSC (Hong Kong) Shipping Co's annualized ROA % for the quarter that ended in Dec. 2025 was 3.45%.
The historical rank and industry rank for CSSC (Hong Kong) Shipping Co's ROA % or its related term are showing as below:
FRA:3LL'
s ROA % Range Over the Past 10 Years
Min: 1.38 Med: 3.8 Max: 4.73
Current: 4.28
During the past 10 years, CSSC (Hong Kong) Shipping Co's highest ROA % was 4.73%. The lowest was 1.38%. And the median was 3.80%.
FRA:3LL's ROA % is ranked better than 56.48% of 1096
companies
in the Business Services industry
Industry Median: 3.455
vs FRA:3LL: 4.28
CSSC (Hong Kong) Shipping Co (FRA:3LL) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
CSSC (Hong Kong) Shipping Co ROA % Related Terms
CSSC (Hong Kong) Shipping Co ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Rental & Leasing Services subindustry, CSSC (Hong Kong) Shipping Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSSC (Hong Kong) Shipping Co ROA % vs Business Services Industry
For the Business Services industry and Industrials sector, CSSC (Hong Kong) Shipping Co's ROA % distribution charts can be found below:
* The bar in red indicates where CSSC (Hong Kong) Shipping Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
CSSC (Hong Kong) Shipping Co (FRA:3LL) has a ROA % of 3.45% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CSSC (Hong Kong) Shipping Co and its competitors. This is near median its historical median of 3.80. Over the past decade, CSSC (Hong Kong) Shipping Co's ROA % has ranged from 1.38 to 4.73. According to the industry distribution chart, CSSC (Hong Kong) Shipping Co ranks #477 out of 1096 companies in the Business Services industry, placing it in the top 43.5%.
Is CSSC (Hong Kong) Shipping Co's ROA % too high?
CSSC (Hong Kong) Shipping Co's current ROA % of 3.45% is near median its 10-year median of 3.80. Over the past 10 years, this metric has ranged from a low of 1.38 to a high of 4.73. The Business Services industry median ROA % is 3.46. CSSC (Hong Kong) Shipping Co's value of 3.45% is 0.1% below this industry median. Based on the distribution chart, CSSC (Hong Kong) Shipping Co ranks #477 out of 1096 companies in the Business Services industry, which is above the industry midpoint. Overall, CSSC (Hong Kong) Shipping Co has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CSSC (Hong Kong) Shipping Co's ROA % compare to URI and SUNB?
According to the Business Services industry distribution chart, CSSC (Hong Kong) Shipping Co ranks #477 out of 1096 companies for ROA %. This puts CSSC (Hong Kong) Shipping Co in the upper half of its industry. The industry median ROA % is 3.46. CSSC (Hong Kong) Shipping Co's value of 3.45% is 0.1% below this benchmark. Historically, CSSC (Hong Kong) Shipping Co's own ROA % has ranged from 1.38 to 4.73 over the past decade. While the company's 10-year median is 3.80 vs. the industry median of 3.46, CSSC (Hong Kong) Shipping Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Business Services company?
The median ROA % among Business Services companies is 3.46, based on 1,096 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSSC (Hong Kong) Shipping Co's current ROA % of 3.45% is 0.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CSSC (Hong Kong) Shipping Co and its competitors. For the Business Services industry, the median ROA % is 3.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSSC (Hong Kong) Shipping Co's current ROA % is 3.45%, which is near median its own 10-year median of 3.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSSC (Hong Kong) Shipping Co stock overvalued right now?
Based on GuruFocus' analysis, CSSC (Hong Kong) Shipping Co (FRA:3LL) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.19, compared to a current price of €0.24 — trading 28.4% above its estimated fair value. The current ROA % is 3.45%, which is near median its 10-year median of 3.80 and 0.1% below the Business Services industry median of 3.46. CSSC (Hong Kong) Shipping Co's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For CSSC (Hong Kong) Shipping Co (FRA:3LL), the current ROA % is 3.45% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSSC (Hong Kong) Shipping Co (FRA:3LL) Overvalued in 2026?
Based on GuruFocus' analysis, CSSC (Hong Kong) Shipping Co stock appears to be overvalued.
The current stock price of €0.24 is trading 28.4% above its estimated GF Value™ of €0.19.
GuruFocus considers CSSC (Hong Kong) Shipping Co to be Modestly Overvalued.
Key valuation signals for FRA:3LL:
ROA %: 3.45% (near median its 10-year median of 3.80)
GF Value™: €0.19 vs. price of €0.24 (28.4% above fair value)
Industry Position: 0.1% below the Business Services median (#477 of 1096)
No single metric tells the full story. See the FRA:3LL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSSC (Hong Kong) Shipping Co Ltd is a ship leasing, investment, and operation company. Together with its subsidiaries, it provides integrated shipping services (including operating leases and shipbroking services) and financial services (including finance leases and loans). The group's operating segments are integrated shipping services and financing services. A majority of its revenue is generated from the Integrated shipping services segment, which includes operating lease services to the group's customers and shipbroking services to shipbuilders and charterers. The Financing services segment includes finance lease services and loan borrowing services to its customers. Geographically, its customers are located in the People's Republic of China, Asia, the United States, and Europe.
82GF Score
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