Adagene (FRA:978) Effective Interest Rate on Debt %: 4.39% (As of Dec. 2025)

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FRA:978 Adagene Inc FRA:978
42 GF Score
Price €3.08
GF Value €11.75
! 3 Warning Signs
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What is Adagene Effective Interest Rate on Debt %?

Adagene FRA:978 +0.65% 42 Effective Interest Rate on Debt % is 4.39% as of Dec. 2025. GuruFocus rates FRA:978 with a GF Score™ of 42/100 and a GF Value™ of €11.75. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Adagene's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.25 Mil. Adagene's average total debt for the quarter that ended in Dec. 2025 was €5.64 Mil. Therefore, Adagene's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.39%.


Adagene  (FRA:978) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Adagene Effective Interest Rate on Debt % Related Terms


Adagene Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Adagene's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adagene Effective Interest Rate on Debt % Chart

Adagene Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 4.88 3.96 4.34 4.27 3.43

Adagene Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.48 4.00 4.38 4.68 4.39

FRA:978 vs RNAC, LYEL, ALXO: Effective Interest Rate on Debt % Comparison

For the Biotechnology subindustry, Adagene's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adagene Effective Interest Rate on Debt % vs Biotechnology Industry

For the Biotechnology industry and Healthcare sector, Adagene's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Adagene's Effective Interest Rate on Debt % falls into.


FRA:978
42GF Score
Adagene Inc FRA:978
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Adagene Effective Interest Rate on Debt % Calculation

Adagene's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.395/( (17.662+5.349)/ 2 )
=-1  *  -0.395/11.5055
=3.43 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.535 + 17.127
=17.662

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.018 + 4.331
=5.349

Adagene's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.248/( (5.939+5.349)/ 2 )
=-1  *  -0.248/5.644
=4.39 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.077 + 5.862
=5.939

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.018 + 4.331
=5.349

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.39% mean?
Adagene (FRA:978) has a Effective Interest Rate on Debt % of 4.39% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adagene and its competitors.
Is Adagene's Effective Interest Rate on Debt % too high?
Adagene's current Effective Interest Rate on Debt % is 4.39%. Overall, Adagene has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Adagene's Effective Interest Rate on Debt % compare to RNAC and LYEL?
Adagene's Effective Interest Rate on Debt % of 4.39% can be compared against companies in the Biotechnology industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Biotechnology company?
A good Effective Interest Rate on Debt % depends on the Biotechnology industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adagene and its competitors. Adagene's current Effective Interest Rate on Debt % is 4.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adagene stock overvalued right now?
Adagene (FRA:978) has a current Effective Interest Rate on Debt % of 4.39%. The stock's GF Value™ is €11.75, compared to a current price of €3.08 — trading 73.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.39%. Adagene's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Adagene (FRA:978), the current Effective Interest Rate on Debt % is 4.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adagene (FRA:978) Overvalued in 2026?

Based on GuruFocus' analysis, Adagene stock appears to be undervalued. The current stock price of €3.08 is trading 73.8% below its estimated GF Value™ of €11.75.

Key valuation signals for FRA:978:

  • Effective Interest Rate on Debt %: 4.39%
  • GF Value™: €11.75 vs. price of €3.08 (73.8% below fair value)
  • GF Score™: 42/100 with 3 warning signs

No single metric tells the full story. See the FRA:978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adagene Business Description

Other Exchanges ADAG:USA
Address Xinghu Street, Suzhou Industrial Park, 4th Floor, Building C14, No. 218, Jiangsu Province, Suzhou, CHN, 215123
Adagene Inc is a platform-driven, clinical-stage biotechnology company focused on the discovery and development of novel antibody-based cancer immunotherapies. The Company leverages computational biology to design and develop novel antibodies. Powered by its Dynamic Precision Library (DPL) platform, which fuels its NEObody, SAFEbody, and POWERbody technologies, it is developing a pipeline of immunotherapies. Its candidate, ADG126 (muzastotug), an anti-CTLA-4 SAFEbody, is in phase 1b/2 and phase 2 clinical development for metastatic microsatellite-stable colorectal cancer. Its clinical-stage products include ADG126 and ADG116, investigational fully human anti-CTLA-4 mAbs generated through SAFEbody and NEObody technologies.
42GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.08
Price
€11.75
GF Value