PT Victoria Investama Tbk (ISX:VICO) Effective Interest Rate on Debt %: 43.36% (As of Mar. 2026)

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ISX:VICO PT Victoria Investama Tbk ISX:VICO
76 GF Score
Price Rp133.00
GF Value Rp159.58
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Victoria Investama Tbk Effective Interest Rate on Debt %?

PT Victoria Investama Tbk ISX:VICO -1.48% 76 Effective Interest Rate on Debt % is 43.36% as of Mar. 2026. GuruFocus rates ISX:VICO with a GF Score™ of 76/100 and a GF Value™ of Rp159.58 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Victoria Investama Tbk's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was Rp1,592,123 Mil. PT Victoria Investama Tbk's average total debt for the quarter that ended in Mar. 2026 was Rp3,671,455 Mil. Therefore, PT Victoria Investama Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 43.36%.


PT Victoria Investama Tbk  (ISX:VICO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Victoria Investama Tbk Effective Interest Rate on Debt % Related Terms


PT Victoria Investama Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT Victoria Investama Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Victoria Investama Tbk Effective Interest Rate on Debt % Chart

PT Victoria Investama Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 77.62 82.54 109.19 85.31 53.73

PT Victoria Investama Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 68.61 65.47 45.99 57.26 43.36

ISX:VICO vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, PT Victoria Investama Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Victoria Investama Tbk Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PT Victoria Investama Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Victoria Investama Tbk's Effective Interest Rate on Debt % falls into.


ISX:VICO
76GF Score
PT Victoria Investama Tbk ISX:VICO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Victoria Investama Tbk Effective Interest Rate on Debt % Calculation

PT Victoria Investama Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1736525.091/( (2484171.552+3979560.46)/ 2 )
=-1  *  -1736525.091/3231866.006
=53.73 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 2484171.552
=2484171.552

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3183845.139 + 795715.321
=3979560.46

PT Victoria Investama Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1592123.26/( (3979560.46+3363350.011)/ 2 )
=-1  *  -1592123.26/3671455.2355
=43.36 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3183845.139 + 795715.321
=3979560.46

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 3363350.011
=3363350.011

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 43.36% mean?
PT Victoria Investama Tbk (ISX:VICO) has a Effective Interest Rate on Debt % of 43.36% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Victoria Investama Tbk and its competitors.
Is PT Victoria Investama Tbk's Effective Interest Rate on Debt % too high?
PT Victoria Investama Tbk's current Effective Interest Rate on Debt % is 43.36%. Overall, PT Victoria Investama Tbk has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Victoria Investama Tbk's Effective Interest Rate on Debt % compare to BLK and BX?
PT Victoria Investama Tbk's Effective Interest Rate on Debt % of 43.36% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Victoria Investama Tbk and its competitors. PT Victoria Investama Tbk's current Effective Interest Rate on Debt % is 43.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Victoria Investama Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Victoria Investama Tbk (ISX:VICO) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp159.58, compared to a current price of Rp133.00 — trading 16.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 43.36%. PT Victoria Investama Tbk's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Victoria Investama Tbk (ISX:VICO), the current Effective Interest Rate on Debt % is 43.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Victoria Investama Tbk (ISX:VICO) Overvalued in 2026?

Based on GuruFocus' analysis, PT Victoria Investama Tbk stock appears to be undervalued. The current stock price of Rp133.00 is trading 16.7% below its estimated GF Value™ of Rp159.58. GuruFocus considers PT Victoria Investama Tbk to be Modestly Undervalued.

Key valuation signals for ISX:VICO:

  • Effective Interest Rate on Debt %: 43.36%
  • GF Value™: Rp159.58 vs. price of Rp133.00 (16.7% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the ISX:VICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Victoria Investama Tbk Business Description

Address Jalan Jend. Gatot Subroto Kav. 23, Graha BIP, Lantai 3A, South jakarta, Karet Semanggi, Setiabudi, Jakarta, IDN, 12930
PT Victoria Investama Tbk is a holding company engaged in the investment sector, with a focus on providing integrated financial services for both corporate clients and retail customers. It provides various services including Securities Trading, Securities Underwriting, Asset Management, General Insurance, Life Insurance, as well as Banking. The company's segments include consulting services, underwriting and securities trading brokerage, loss insurance, investment management, life insurance and banking. The banking segment is the main revenue contributor.
76GF Score

Get the complete analysis for ISX:VICO

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp133.00
Price
Rp159.58
GF Value