JDDSF (JD Sports Fashion) Effective Interest Rate on Debt %: 5.37% (As of Jan. 2026)

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Director of Data and Quant Analytics at GuruFocus
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JDDSF JD Sports Fashion PLC JDDSF
83 GF Score
Price $1.06
GF Value $1.90
Valuation Significantly Undervalued
! 5 Warning Signs
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What is JD Sports Fashion Effective Interest Rate on Debt %?

JD Sports Fashion JDDSF 83 Effective Interest Rate on Debt % is 5.37% as of Jan. 2026. GuruFocus rates JDDSF with a GF Score™ of 83/100 and a GF Value™ of $1.90 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. JD Sports Fashion's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $268 Mil. JD Sports Fashion's average total debt for the quarter that ended in Jan. 2026 was $4,994 Mil. Therefore, JD Sports Fashion's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 5.37%.


JD Sports Fashion  (OTCPK:JDDSF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


JD Sports Fashion Effective Interest Rate on Debt % Related Terms


JD Sports Fashion Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for JD Sports Fashion's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JD Sports Fashion Effective Interest Rate on Debt % Chart

JD Sports Fashion Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.94 2.99 3.98 4.73 5.44

JD Sports Fashion Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.69 3.77 4.80 5.27 5.37

JDDSF vs TJX, ROST, BURL: Effective Interest Rate on Debt % Comparison

For the Apparel Retail subindustry, JD Sports Fashion's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JD Sports Fashion Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, JD Sports Fashion's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where JD Sports Fashion's Effective Interest Rate on Debt % falls into.


JDDSF
83GF Score
JD Sports Fashion PLC JDDSF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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JD Sports Fashion Effective Interest Rate on Debt % Calculation

JD Sports Fashion's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -261.164/( (4620.52+4979.703)/ 2 )
=-1  *  -261.164/4800.1115
=5.44 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3902.349 + 718.171
=4620.52

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4238.16 + 741.543
=4979.703

JD Sports Fashion's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -267.93/( (5008.097+4979.703)/ 2 )
=-1  *  -267.93/4993.9
=5.37 %

where

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4109.312 + 898.785
=5008.097

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4238.16 + 741.543
=4979.703

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.37% mean?
JD Sports Fashion (JDDSF) has a Effective Interest Rate on Debt % of 5.37% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on JD Sports Fashion and its competitors.
Is JD Sports Fashion's Effective Interest Rate on Debt % too high?
JD Sports Fashion's current Effective Interest Rate on Debt % is 5.37%. Overall, JD Sports Fashion has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does JD Sports Fashion's Effective Interest Rate on Debt % compare to TJX and ROST?
JD Sports Fashion's Effective Interest Rate on Debt % of 5.37% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on JD Sports Fashion and its competitors. JD Sports Fashion's current Effective Interest Rate on Debt % is 5.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JD Sports Fashion stock overvalued right now?
Based on GuruFocus' analysis, JD Sports Fashion (JDDSF) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.90, compared to a current price of $1.06 — trading 44.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.37%. JD Sports Fashion's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For JD Sports Fashion (JDDSF), the current Effective Interest Rate on Debt % is 5.37% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JD Sports Fashion (JDDSF) Overvalued in 2026?

Based on GuruFocus' analysis, JD Sports Fashion stock appears to be undervalued. The current stock price of $1.06 is trading 44.2% below its estimated GF Value™ of $1.90. GuruFocus considers JD Sports Fashion to be Significantly Undervalued.

Key valuation signals for JDDSF:

  • Effective Interest Rate on Debt %: 5.37%
  • GF Value™: $1.90 vs. price of $1.06 (44.2% below fair value)
  • GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the JDDSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JD Sports Fashion Business Description

Address Hollinsbrook Way, Pilsworth, Bury, Lancashire, GBR, BL9 8RR
JD Sports Fashion PLC is a U.K. retailer of branded sportswear and fashionwear. The company has stores in the United Kingdom, mainland Europe, and outside Europe. The offering includes international brands, such as Adidas, Nike, and The North Face, and own-brand labels, such as McKenzie, Carbrini, Supply & Demand, and The Duffer of St George. The store network consists of various shops: Size?, Footpatrol, Chausport, Sprinter, Scotts, Tessuti, Cloggs, Mainline, and Ultimate Outdoors, among others. Stores are specialized: Footpatrol is a sneaker provider; Size? offers footwear, apparel, and accessories; and Chausport operates throughout France selling international footwear brands, such as Nike.
83GF Score

Get the complete analysis for JDDSF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.06
Price
$1.90
GF Value