Emira Property Fund (JSE:EMI) Effective Interest Rate on Debt %: 7.39% (As of Mar. 2026)

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JSE:EMI Emira Property Fund Ltd JSE:EMI
60 GF Score
Price R13.34
GF Value R8.62
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Emira Property Fund Effective Interest Rate on Debt %?

Emira Property Fund JSE:EMI -0.30% 60 Effective Interest Rate on Debt % is 7.39% as of Mar. 2026. GuruFocus rates JSE:EMI with a GF Score™ of 60/100 and a GF Value™ of R8.62 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Emira Property Fund's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was R446 Mil. Emira Property Fund's average total debt for the quarter that ended in Mar. 2026 was R6,030 Mil. Therefore, Emira Property Fund's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.39%.


Emira Property Fund  (JSE:EMI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Emira Property Fund Effective Interest Rate on Debt % Related Terms


Emira Property Fund Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Emira Property Fund's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emira Property Fund Effective Interest Rate on Debt % Chart

Emira Property Fund Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.56 7.30 9.65 8.28 7.51

Emira Property Fund Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.16 8.54 7.02 7.85 7.39

JSE:EMI vs VICI, WPC: Effective Interest Rate on Debt % Comparison

For the REIT - Diversified subindustry, Emira Property Fund's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emira Property Fund Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Emira Property Fund's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Emira Property Fund's Effective Interest Rate on Debt % falls into.


JSE:EMI
60GF Score
Emira Property Fund Ltd JSE:EMI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Emira Property Fund Effective Interest Rate on Debt % Calculation

Emira Property Fund's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -463.865/( (6282.895+6067.38)/ 2 )
=-1  *  -463.865/6175.1375
=7.51 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5333.7 + 949.195
=6282.895

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5495.182 + 572.198
=6067.38

Emira Property Fund's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -445.72/( (5993.419+6067.38)/ 2 )
=-1  *  -445.72/6030.3995
=7.39 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5268.587 + 724.832
=5993.419

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5495.182 + 572.198
=6067.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.39% mean?
Emira Property Fund (JSE:EMI) has a Effective Interest Rate on Debt % of 7.39% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Emira Property Fund and its competitors.
Is Emira Property Fund's Effective Interest Rate on Debt % too high?
Emira Property Fund's current Effective Interest Rate on Debt % is 7.39%. Overall, Emira Property Fund has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Emira Property Fund's Effective Interest Rate on Debt % compare to VICI and WPC?
Emira Property Fund's Effective Interest Rate on Debt % of 7.39% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Emira Property Fund and its competitors. Emira Property Fund's current Effective Interest Rate on Debt % is 7.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emira Property Fund stock overvalued right now?
Based on GuruFocus' analysis, Emira Property Fund (JSE:EMI) is currently considered Significantly Overvalued. The stock's GF Value™ is R8.62, compared to a current price of R13.34 — trading 54.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 7.39%. Emira Property Fund's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Emira Property Fund (JSE:EMI), the current Effective Interest Rate on Debt % is 7.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emira Property Fund (JSE:EMI) Overvalued in 2026?

Based on GuruFocus' analysis, Emira Property Fund stock appears to be overvalued. The current stock price of R13.34 is trading 54.8% above its estimated GF Value™ of R8.62. GuruFocus considers Emira Property Fund to be Significantly Overvalued.

Key valuation signals for JSE:EMI:

  • Effective Interest Rate on Debt %: 7.39%
  • GF Value™: R8.62 vs. price of R13.34 (54.8% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the JSE:EMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emira Property Fund Business Description

Industry Real EstateREITs
Address 33 Sloane Street, 1st Floor, Block A, Knightsbridge Office Park, Bryanston, Johannesburg, GT, ZAF, 2191
Emira Property Fund Ltd is a South African real estate investment trust. The company's portfolio consists of office, retail, residential, and industrial properties. The majority of the properties are in Gauteng, with the others in the Western Cape and KwaZulu-Natal. The company operates through five segments, namely: Office; Retail; Industrial; Residential; and Corporate. The office segment comprises commercial properties. The retail segment includes shopping centers. The industrial segment consists of industrial properties. The residential segment comprises directly held residential property, and the corporate segment comprises the South African administration activities of the Group.
60GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R13.34
Price
R8.62
GF Value