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PensionBee Group (LSE:PBEE) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
PensionBee Group Effective Interest Rate on Debt % Related Terms
PensionBee Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for PensionBee Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PensionBee Group Effective Interest Rate on Debt % Chart
LSE:PBEE vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison
For the Capital Markets subindustry, PensionBee Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PensionBee Group Effective Interest Rate on Debt % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, PensionBee Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where PensionBee Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 7.10% mean?
PensionBee Group (LSE:PBEE) has a Effective Interest Rate on Debt % of 7.10% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PensionBee Group and its competitors.
Is PensionBee Group's Effective Interest Rate on Debt % too high?
PensionBee Group's current Effective Interest Rate on Debt % is 7.10%. Overall, PensionBee Group has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's Effective Interest Rate on Debt % compare to MS and GS?
PensionBee Group's Effective Interest Rate on Debt % of 7.10% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PensionBee Group and its competitors. PensionBee Group's current Effective Interest Rate on Debt % is 7.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
Based on GuruFocus' analysis, PensionBee Group (LSE:PBEE) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.14, compared to a current price of £1.25 — trading 41.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.10%. PensionBee Group's overall GF Score™ is 75/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PensionBee Group (LSE:PBEE), the current Effective Interest Rate on Debt % is 7.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PensionBee Group (LSE:PBEE) Overvalued in 2026?
Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued.
The current stock price of £1.25 is trading 41.6% below its estimated GF Value™ of £2.14.
GuruFocus considers PensionBee Group to be Significantly Undervalued.
Key valuation signals for LSE:PBEE:
Effective Interest Rate on Debt %: 7.10%
GF Value™: £2.14 vs. price of £1.25 (41.6% below fair value)
No single metric tells the full story. See the LSE:PBEE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
75GF Score
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