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PensionBee GroupLSE:PBEE -1.43%75 Equity-to-Asset is 0.89 as of Jun. 2026, which is 2% above its 10-year median of 0.87. GuruFocus rates LSE:PBEE with a GF Score™ of 75/100 and a GF Value™ of £2.16 (Significantly Undervalued). Among 810 Capital Markets companies, PensionBee Group ranks better than 82.1% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. PensionBee Group's Total Stockholders Equity for the quarter that ended in Jun. 2026 was £46.53 Mil. PensionBee Group's Total Assets for the quarter that ended in Jun. 2026 was £52.07 Mil.
Therefore, PensionBee Group's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.89.
The historical rank and industry rank for PensionBee Group's Equity-to-Asset or its related term are showing as below:
LSE:PBEE'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.76 Med: 0.87 Max: 0.98
Current: 0.89
During the past 8 years, the highest Equity to Asset Ratio of PensionBee Group was 0.98. The lowest was 0.76. And the median was 0.87.
LSE:PBEE's Equity-to-Asset is ranked better than 82.1% of 810
companies
in the Capital Markets industry
Industry Median: 0.5
vs LSE:PBEE: 0.89
PensionBee Group (LSE:PBEE) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PensionBee Group Equity-to-Asset Related Terms
PensionBee Group Equity-to-Asset Historical Data
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The historical data trend for PensionBee Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:PBEE vs MS, GS, SCHW: Equity-to-Asset Comparison
For the Capital Markets subindustry, PensionBee Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PensionBee Group Equity-to-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, PensionBee Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PensionBee Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
PensionBee Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PensionBee Group (LSE:PBEE) has a Equity-to-Asset of 0.89 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PensionBee Group and its competitors. This is near median its historical median of 0.87. Over the past decade, PensionBee Group's Equity-to-Asset has ranged from 0.76 to 0.98. According to the industry distribution chart, PensionBee Group ranks #145 out of 810 companies in the Capital Markets industry, placing it in the top 17.9%.
Is PensionBee Group's Equity-to-Asset too high?
PensionBee Group's current Equity-to-Asset of 0.89 is near median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 0.98. The Capital Markets industry median Equity-to-Asset is 0.50. PensionBee Group's value of 0.89 is 78% above this industry median. Based on the distribution chart, PensionBee Group ranks #145 out of 810 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, PensionBee Group has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's Equity-to-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, PensionBee Group ranks #145 out of 810 companies for Equity-to-Asset. This places PensionBee Group in the top 18% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.50. PensionBee Group's value of 0.89 is 78% above this benchmark. Historically, PensionBee Group's own Equity-to-Asset has ranged from 0.76 to 0.98 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 0.50, PensionBee Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Capital Markets company?
The median Equity-to-Asset among Capital Markets companies is 0.50, based on 810 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PensionBee Group's current Equity-to-Asset of 0.89 is 78% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PensionBee Group and its competitors. For the Capital Markets industry, the median Equity-to-Asset is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PensionBee Group's current Equity-to-Asset is 0.89, which is near median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
Based on GuruFocus' analysis, PensionBee Group (LSE:PBEE) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.16, compared to a current price of £1.38 — trading 36.1% below its estimated fair value. The current Equity-to-Asset is 0.89, which is near median its 10-year median of 0.87 and 78% above the Capital Markets industry median of 0.50. PensionBee Group's overall GF Score™ is 75/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PensionBee Group (LSE:PBEE), the current Equity-to-Asset is 0.89 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PensionBee Group (LSE:PBEE) Overvalued in 2026?
Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued.
The current stock price of £1.38 is trading 36.1% below its estimated GF Value™ of £2.16.
GuruFocus considers PensionBee Group to be Significantly Undervalued.
Key valuation signals for LSE:PBEE:
Equity-to-Asset: 0.89 (near median its 10-year median of 0.87)
GF Value™: £2.16 vs. price of £1.38 (36.1% below fair value)
Industry Position: 78% above the Capital Markets median (#145 of 810)
No single metric tells the full story. See the LSE:PBEE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
75GF Score
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