PensionBee Group (LSE:PBEE) EV-to-EBITDA: -132.43 (As of Aug. 09, 2026)

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LSE:PBEE PensionBee Group PLC LSE:PBEE
78 GF Score
Price £1.48
GF Value £2.18
Valuation Significantly Undervalued
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What is PensionBee Group EV-to-EBITDA?

PensionBee Group LSE:PBEE -1.67% 78 EV-to-EBITDA is -132.43 as of Aug. 09, 2026. GuruFocus rates LSE:PBEE with a GF Score™ of 78/100 and a GF Value™ of £2.18 (Significantly Undervalued). Among 511 Capital Markets companies, PensionBee Group ranks worse than 195694.52% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, PensionBee Group's enterprise value is £319.82 Mil. PensionBee Group's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was £-2.42 Mil. Therefore, PensionBee Group's EV-to-EBITDA for today is -132.43.

The historical rank and industry rank for PensionBee Group's EV-to-EBITDA or its related term are showing as below:

LSE:PBEE' s EV-to-EBITDA Range Over the Past 10 Years
Min: -150.03   Med: -25.08   Max: -2.39
Current: -132.43

During the past 8 years, the highest EV-to-EBITDA of PensionBee Group was -2.39. The lowest was -150.03. And the median was -25.08.

LSE:PBEE's EV-to-EBITDA is ranked worse than
100% of 511 companies
in the Capital Markets industry
Industry Median: 9.31 vs LSE:PBEE: -132.43

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-09), PensionBee Group's stock price is £1.475. PensionBee Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £-0.012. Therefore, PensionBee Group's PE Ratio (TTM) for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


PensionBee Group  (LSE:PBEE) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PensionBee Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.475/-0.012
=At Loss

PensionBee Group's share price for today is £1.475.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PensionBee Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £-0.012.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


PensionBee Group EV-to-EBITDA Related Terms


PensionBee Group EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for PensionBee Group's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PensionBee Group EV-to-EBITDA Chart

PensionBee Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial -10.87 -4.50 -19.98 -121.57 -146.13

PensionBee Group Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -19.98 0.00 -121.57 0.00 -146.13

LSE:PBEE vs MS, GS, SCHW: EV-to-EBITDA Comparison

For the Capital Markets subindustry, PensionBee Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PensionBee Group EV-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, PensionBee Group's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where PensionBee Group's EV-to-EBITDA falls into.


LSE:PBEE
78GF Score
PensionBee Group PLC LSE:PBEE
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PensionBee Group EV-to-EBITDA Calculation

PensionBee Group's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=319.823/-2.415
=-132.43

PensionBee Group's current Enterprise Value is £319.82 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PensionBee Group's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was £-2.42 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of -132.43 mean?
PensionBee Group (LSE:PBEE) has a EV-to-EBITDA of -132.43 as of Aug. 09, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PensionBee Group. According to the industry distribution chart, PensionBee Group ranks #999999 out of 511 companies in the Capital Markets industry.
Is PensionBee Group's EV-to-EBITDA too high?
PensionBee Group's current EV-to-EBITDA is -132.43. Based on the distribution chart, PensionBee Group ranks #999999 out of 511 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, PensionBee Group has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PensionBee Group's EV-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, PensionBee Group ranks #999999 out of 511 companies for EV-to-EBITDA. This places PensionBee Group in the lower half of its industry. The industry median EV-to-EBITDA is 9.31. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Capital Markets company?
The median EV-to-EBITDA among Capital Markets companies is 9.31, based on 511 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PensionBee Group. For the Capital Markets industry, the median EV-to-EBITDA is 9.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PensionBee Group's current EV-to-EBITDA is -132.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PensionBee Group stock overvalued right now?
Based on GuruFocus' analysis, PensionBee Group (LSE:PBEE) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.18, compared to a current price of £1.48 — trading 32.3% below its estimated fair value. The current EV-to-EBITDA is -132.43. PensionBee Group's overall GF Score™ is 78/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For PensionBee Group (LSE:PBEE), the current EV-to-EBITDA is -132.43 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PensionBee Group (LSE:PBEE) Overvalued in 2026?

Based on GuruFocus' analysis, PensionBee Group stock appears to be undervalued. The current stock price of £1.48 is trading 32.3% below its estimated GF Value™ of £2.18. GuruFocus considers PensionBee Group to be Significantly Undervalued.

Key valuation signals for LSE:PBEE:

  • EV-to-EBITDA: -132.43
  • GF Value™: £2.18 vs. price of £1.48 (32.3% below fair value)
  • GF Score™: 78/100

No single metric tells the full story. See the LSE:PBEE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PensionBee Group Business Description

Other Exchanges PBEEl:UK
Address 209 Blackfriars Road, London, GBR, SE1 8NL
PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer's assets held by the pension scheme. Geographically, it generates the majority of its revenue from the United Kingdom.
78GF Score

Get the complete analysis for LSE:PBEE

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.48
Price
£2.18
GF Value