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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. RTC Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £0.11 Mil. RTC Group's average total debt for the quarter that ended in Dec. 2025 was £2.18 Mil. Therefore, RTC Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.85%.
RTC Group (LSE:RTC) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
RTC Group Effective Interest Rate on Debt % Related Terms
RTC Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for RTC Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:RTC vs KFY, RHI, TNET: Effective Interest Rate on Debt % Comparison
For the Staffing & Employment Services subindustry, RTC Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RTC Group Effective Interest Rate on Debt % vs Business Services Industry
For the Business Services industry and Industrials sector, RTC Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where RTC Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 4.85% mean?
RTC Group (LSE:RTC) has a Effective Interest Rate on Debt % of 4.85% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on RTC Group and its competitors.
Is RTC Group's Effective Interest Rate on Debt % too high?
RTC Group's current Effective Interest Rate on Debt % is 4.85%. Overall, RTC Group has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does RTC Group's Effective Interest Rate on Debt % compare to KFY and RHI?
RTC Group's Effective Interest Rate on Debt % of 4.85% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on RTC Group and its competitors. RTC Group's current Effective Interest Rate on Debt % is 4.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RTC Group stock overvalued right now?
Based on GuruFocus' analysis, RTC Group (LSE:RTC) is currently considered Fairly Valued. The stock's GF Value™ is £0.84, compared to a current price of £0.90 — trading 7.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.85%. RTC Group's overall GF Score™ is 59/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For RTC Group (LSE:RTC), the current Effective Interest Rate on Debt % is 4.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RTC Group (LSE:RTC) Overvalued in 2026?
Based on GuruFocus' analysis, RTC Group stock appears to be overvalued.
The current stock price of £0.90 is trading 7.1% above its estimated GF Value™ of £0.84.
GuruFocus considers RTC Group to be Fairly Valued.
Key valuation signals for LSE:RTC:
Effective Interest Rate on Debt %: 4.85%
GF Value™: £0.84 vs. price of £0.90 (7.1% above fair value)
No single metric tells the full story. See the LSE:RTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RTC Group PLC is a holding company. Along with its subsidiaries, it is engaged in the provision of engineering and technical recruitment services that provide temporary and permanent labor to a broad range of industries and customers in both domestic and international markets. It focuses on white and blue-collar recruitment, providing temporary, permanent, and contingent staff to a range of industries and clients in both domestic and international markets. The Group's operating segments include UK Recruitment, UK Central Services, and International Recruitment. The majority of its revenues are generated from the UK Recruitment segment. Geographically, the group derives maximum revenue from the United Kingdom, and the rest from the United States and the Middle East.
59GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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