RTC Group (LSE:RTC) Interest Coverage: 25.11 (As of Dec. 2025) — 63% Above Median


LSE:RTC RTC Group PLC LSE:RTC
61 GF Score
Price £1.01
GF Value £0.83
Valuation Modestly Overvalued
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What is RTC Group Interest Coverage?

RTC Group LSE:RTC 61 Interest Coverage is 25.11 as of Dec. 2025, which is 63% above its 10-year median of 15.40. GuruFocus rates LSE:RTC with a GF Score™ of 61/100 and a GF Value™ of £0.83 (Modestly Overvalued). Among 812 Business Services companies, RTC Group ranks better than 61.21% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. RTC Group's Operating Income for the six months ended in Dec. 2025 was £1.33 Mil. RTC Group's Interest Expense for the six months ended in Dec. 2025 was £-0.05 Mil. RTC Group's interest coverage for the quarter that ended in Dec. 2025 was 25.11. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for RTC Group's Interest Coverage or its related term are showing as below:

LSE:RTC' s Interest Coverage Range Over the Past 10 Years
Min: 9.66   Med: 15.4   Max: 31.63
Current: 24.07


LSE:RTC's Interest Coverage is ranked better than
61.21% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs LSE:RTC: 24.07

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


RTC Group  (LSE:RTC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


RTC Group Interest Coverage Related Terms


RTC Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for RTC Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

RTC Group Interest Coverage Chart

RTC Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 15.08 31.63 24.07

RTC Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.94 32.95 30.51 23.07 25.11

LSE:RTC vs KFY, RHI, TNET: Interest Coverage Comparison

For the Staffing & Employment Services subindustry, RTC Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RTC Group Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, RTC Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where RTC Group's Interest Coverage falls into.


LSE:RTC
61GF Score
RTC Group PLC LSE:RTC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RTC Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

RTC Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, RTC Group's Interest Expense was £-0.11 Mil. Its Operating Income was £2.60 Mil. And its Long-Term Debt & Capital Lease Obligation was £1.83 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2.6/-0.108
=24.07

RTC Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, RTC Group's Interest Expense was £-0.05 Mil. Its Operating Income was £1.33 Mil. And its Long-Term Debt & Capital Lease Obligation was £1.83 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1.331/-0.053
=25.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 25.11 mean?
RTC Group (LSE:RTC) has a Interest Coverage of 25.11 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RTC Group and its competitors. This is 63% above median its historical median of 15.40. Over the past decade, RTC Group's Interest Coverage has ranged from 9.66 to 31.63. According to the industry distribution chart, RTC Group ranks #315 out of 812 companies in the Business Services industry, placing it in the top 38.8%.
Is RTC Group's Interest Coverage too high?
RTC Group's current Interest Coverage of 25.11 is 63% above median its 10-year median of 15.40. Over the past 10 years, this metric has ranged from a low of 9.66 to a high of 31.63. The Business Services industry median Interest Coverage is 12.98. RTC Group's value of 25.11 is 93.5% above this industry median. Based on the distribution chart, RTC Group ranks #315 out of 812 companies in the Business Services industry, which is above the industry midpoint. Overall, RTC Group has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RTC Group's Interest Coverage compare to KFY and RHI?
According to the Business Services industry distribution chart, RTC Group ranks #315 out of 812 companies for Interest Coverage. This puts RTC Group in the upper half of its industry. The industry median Interest Coverage is 12.98. RTC Group's value of 25.11 is 93.5% above this benchmark. Historically, RTC Group's own Interest Coverage has ranged from 9.66 to 31.63 over the past decade. While the company's 10-year median is 15.40 vs. the industry median of 12.98, RTC Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RTC Group's current Interest Coverage of 25.11 is 93.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RTC Group and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RTC Group's current Interest Coverage is 25.11, which is 63% above median its own 10-year median of 15.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RTC Group stock overvalued right now?
Based on GuruFocus' analysis, RTC Group (LSE:RTC) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.83, compared to a current price of £1.01 — trading 21.7% above its estimated fair value. The current Interest Coverage is 25.11, which is 63% above median its 10-year median of 15.40 and 93.5% above the Business Services industry median of 12.98. RTC Group's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For RTC Group (LSE:RTC), the current Interest Coverage is 25.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RTC Group (LSE:RTC) Overvalued in 2026?

Based on GuruFocus' analysis, RTC Group stock appears to be overvalued. The current stock price of £1.01 is trading 21.7% above its estimated GF Value™ of £0.83. GuruFocus considers RTC Group to be Modestly Overvalued.

Key valuation signals for LSE:RTC:

  • Interest Coverage: 25.11 (63% above median its 10-year median of 15.40)
  • GF Value™: £0.83 vs. price of £1.01 (21.7% above fair value)
  • GF Score™: 61/100
  • Industry Position: 93.5% above the Business Services median (#315 of 812)

No single metric tells the full story. See the LSE:RTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RTC Group Business Description

Address London Road, The Derby Conference Centre, Derby, GBR, DE24 8UX
RTC Group PLC is a holding company. Along with its subsidiaries, it is engaged in the provision of engineering and technical recruitment services that provide temporary and permanent labor to a broad range of industries and customers in both domestic and international markets. It focuses on white and blue-collar recruitment, providing temporary, permanent, and contingent staff to a range of industries and clients in both domestic and international markets. The Group's operating segments include UK Recruitment, UK Central Services, and International Recruitment. The majority of its revenues are generated from the UK Recruitment segment. Geographically, the group derives maximum revenue from the United Kingdom, and the rest from the United States and the Middle East.
61GF Score

Get the complete analysis for LSE:RTC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.01
Price
£0.83
GF Value