Simonds Farsons Cisk (MAL:SFC) Effective Interest Rate on Debt %: 4.62% (As of Jan. 2026)

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MAL:SFC Simonds Farsons Cisk PLC MAL:SFC
96 GF Score
Price €5.70
GF Value €6.28
Valuation Fairly Valued
! 4 Warning Signs
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What is Simonds Farsons Cisk Effective Interest Rate on Debt %?

Simonds Farsons Cisk MAL:SFC 96 Effective Interest Rate on Debt % is 4.62% as of Jan. 2026. GuruFocus rates MAL:SFC with a GF Score™ of 96/100 and a GF Value™ of €6.28 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Simonds Farsons Cisk's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was €1.0 Mil. Simonds Farsons Cisk's average total debt for the quarter that ended in Jan. 2026 was €22.1 Mil. Therefore, Simonds Farsons Cisk's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 4.62%.


Simonds Farsons Cisk  (MAL:SFC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Simonds Farsons Cisk Effective Interest Rate on Debt % Related Terms


Simonds Farsons Cisk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Simonds Farsons Cisk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Simonds Farsons Cisk Effective Interest Rate on Debt % Chart

Simonds Farsons Cisk Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.05 3.72 3.02 3.51 3.96

Simonds Farsons Cisk Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.85 3.19 3.89 3.34 4.62

MAL:SFC vs BUD, STZ, TAP: Effective Interest Rate on Debt % Comparison

For the Beverages - Brewers subindustry, Simonds Farsons Cisk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Simonds Farsons Cisk Effective Interest Rate on Debt % vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, Simonds Farsons Cisk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Simonds Farsons Cisk's Effective Interest Rate on Debt % falls into.


MAL:SFC
96GF Score
Simonds Farsons Cisk PLC MAL:SFC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Simonds Farsons Cisk Effective Interest Rate on Debt % Calculation

Simonds Farsons Cisk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -0.899/( (23.285+22.073)/ 2 )
=-1  *  -0.899/22.679
=3.96 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.03 + 1.255
=23.285

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.953 + 0.12
=22.073

Simonds Farsons Cisk's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -1.02/( (0+22.073)/ 1 )
=-1  *  -1.02/22.073
=4.62 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.953 + 0.12
=22.073

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.62% mean?
Simonds Farsons Cisk (MAL:SFC) has a Effective Interest Rate on Debt % of 4.62% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Simonds Farsons Cisk and its competitors.
Is Simonds Farsons Cisk's Effective Interest Rate on Debt % too high?
Simonds Farsons Cisk's current Effective Interest Rate on Debt % is 4.62%. Overall, Simonds Farsons Cisk has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Simonds Farsons Cisk's Effective Interest Rate on Debt % compare to BUD and STZ?
Simonds Farsons Cisk's Effective Interest Rate on Debt % of 4.62% can be compared against companies in the Beverages - Alcoholic industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Beverages - Alcoholic company?
A good Effective Interest Rate on Debt % depends on the Beverages - Alcoholic industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Simonds Farsons Cisk and its competitors. Simonds Farsons Cisk's current Effective Interest Rate on Debt % is 4.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simonds Farsons Cisk stock overvalued right now?
Based on GuruFocus' analysis, Simonds Farsons Cisk (MAL:SFC) is currently considered Fairly Valued. The stock's GF Value™ is €6.28, compared to a current price of €5.70 — trading 9.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.62%. Simonds Farsons Cisk's overall GF Score™ is 96/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Simonds Farsons Cisk (MAL:SFC), the current Effective Interest Rate on Debt % is 4.62% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Simonds Farsons Cisk (MAL:SFC) Overvalued in 2026?

Based on GuruFocus' analysis, Simonds Farsons Cisk stock appears to be undervalued. The current stock price of €5.70 is trading 9.2% below its estimated GF Value™ of €6.28. GuruFocus considers Simonds Farsons Cisk to be Fairly Valued.

Key valuation signals for MAL:SFC:

  • Effective Interest Rate on Debt %: 4.62%
  • GF Value™: €6.28 vs. price of €5.70 (9.2% below fair value)
  • GF Score™: 96/100 with 4 warning signs

No single metric tells the full story. See the MAL:SFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Simonds Farsons Cisk Business Description

Address The Brewery, Mdina Road, Zone 2, Central Business District, Birkirkara, MLT, CBD 2010
Simonds Farsons Cisk PLC is actively engaged in the brewing, production and distribution of a diverse portfolio of branded beers and beverages. The Group also undertakes the importation, wholesale and retail distribution of beverage products, including an extensive range of wines and spirits. The company operates in sole segment. The company's brands are Cisk Lager, Cisk Excel, Cisk 0.0, Cisk Pilsner, Cisk Premium, Blue Label Amber Ale, Double Red Ale, Green Hop IPA Hoppy Ale, PALE ALE, Hopleaf Pale Ale, Lacto Milk Stout's , Red Mill Brewing Co,Kinnie, Kinnie Zero, Kinnie Zest, Kinnie Spritz, Kinnie Rumba, San Michel Table Water, San Michel Fruitwaves, Soltoro, Farsons Shandy, Elan Sparkling Water, and Aquadot lable Water.
96GF Score

Get the complete analysis for MAL:SFC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.70
Price
€6.28
GF Value