Simonds Farsons Cisk (MAL:SFC) Interest Coverage: 14.49 (As of Jan. 2026) — 26% Above Median


MAL:SFC Simonds Farsons Cisk PLC MAL:SFC
96 GF Score
Price €5.80
GF Value €6.29
Valuation Fairly Valued
! 4 Warning Signs
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What is Simonds Farsons Cisk Interest Coverage?

Simonds Farsons Cisk MAL:SFC -3.33% 96 Interest Coverage is 14.49 as of Jan. 2026, which is 26% above its 10-year median of 11.54. GuruFocus rates MAL:SFC with a GF Score™ of 96/100 and a GF Value™ of €6.29 (Fairly Valued). The stock has 4 warning signs investors should review. Among 158 Beverages - Alcoholic companies, Simonds Farsons Cisk ranks better than 62.03% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Simonds Farsons Cisk's Operating Income for the six months ended in Jan. 2026 was €7.4 Mil. Simonds Farsons Cisk's Interest Expense for the six months ended in Jan. 2026 was €-0.5 Mil. Simonds Farsons Cisk's interest coverage for the quarter that ended in Jan. 2026 was 14.49. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Simonds Farsons Cisk's Interest Coverage or its related term are showing as below:

MAL:SFC' s Interest Coverage Range Over the Past 10 Years
Min: 4.6   Med: 11.54   Max: 18.74
Current: 18.74


MAL:SFC's Interest Coverage is ranked better than
62.03% of 158 companies
in the Beverages - Alcoholic industry
Industry Median: 8.56 vs MAL:SFC: 18.74

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Simonds Farsons Cisk  (MAL:SFC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Simonds Farsons Cisk Interest Coverage Related Terms


Simonds Farsons Cisk Interest Coverage Historical Data

* Premium members only.

The historical data trend for Simonds Farsons Cisk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Simonds Farsons Cisk Interest Coverage Chart

Simonds Farsons Cisk Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.15 13.26 15.39 17.28 18.74

Simonds Farsons Cisk Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.40 19.03 15.53 24.31 14.49

MAL:SFC vs BUD, STZ, TAP: Interest Coverage Comparison

For the Beverages - Brewers subindustry, Simonds Farsons Cisk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Simonds Farsons Cisk Interest Coverage vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, Simonds Farsons Cisk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Simonds Farsons Cisk's Interest Coverage falls into.


MAL:SFC
96GF Score
Simonds Farsons Cisk PLC MAL:SFC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Simonds Farsons Cisk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Simonds Farsons Cisk's Interest Coverage for the fiscal year that ended in Jan. 2026 is calculated as

Here, for the fiscal year that ended in Jan. 2026, Simonds Farsons Cisk's Interest Expense was €-0.9 Mil. Its Operating Income was €16.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €22.0 Mil.

Interest Coverage=-1* Operating Income (A: Jan. 2026 )/Interest Expense (A: Jan. 2026 )
=-1*16.848/-0.899
=18.74

Simonds Farsons Cisk's Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Here, for the six months ended in Jan. 2026, Simonds Farsons Cisk's Interest Expense was €-0.5 Mil. Its Operating Income was €7.4 Mil. And its Long-Term Debt & Capital Lease Obligation was €22.0 Mil.

Interest Coverage=-1* Operating Income (Q: Jan. 2026 )/Interest Expense (Q: Jan. 2026 )
=-1*7.391/-0.51
=14.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 14.49 mean?
Simonds Farsons Cisk (MAL:SFC) has a Interest Coverage of 14.49 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Simonds Farsons Cisk and its competitors. This is 26% above median its historical median of 11.54. Over the past decade, Simonds Farsons Cisk's Interest Coverage has ranged from 4.60 to 18.74. According to the industry distribution chart, Simonds Farsons Cisk ranks #60 out of 158 companies in the Beverages - Alcoholic industry, placing it in the top 38%.
Is Simonds Farsons Cisk's Interest Coverage too high?
Simonds Farsons Cisk's current Interest Coverage of 14.49 is 26% above median its 10-year median of 11.54. Over the past 10 years, this metric has ranged from a low of 4.60 to a high of 18.74. The Beverages - Alcoholic industry median Interest Coverage is 8.56. Simonds Farsons Cisk's value of 14.49 is 69.3% above this industry median. Based on the distribution chart, Simonds Farsons Cisk ranks #60 out of 158 companies in the Beverages - Alcoholic industry, which is above the industry midpoint. Overall, Simonds Farsons Cisk has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Simonds Farsons Cisk's Interest Coverage compare to BUD and STZ?
According to the Beverages - Alcoholic industry distribution chart, Simonds Farsons Cisk ranks #60 out of 158 companies for Interest Coverage. This puts Simonds Farsons Cisk in the upper half of its industry. The industry median Interest Coverage is 8.56. Simonds Farsons Cisk's value of 14.49 is 69.3% above this benchmark. Historically, Simonds Farsons Cisk's own Interest Coverage has ranged from 4.60 to 18.74 over the past decade. While the company's 10-year median is 11.54 vs. the industry median of 8.56, Simonds Farsons Cisk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Beverages - Alcoholic company?
The median Interest Coverage among Beverages - Alcoholic companies is 8.56, based on 158 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Simonds Farsons Cisk's current Interest Coverage of 14.49 is 69.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Simonds Farsons Cisk and its competitors. For the Beverages - Alcoholic industry, the median Interest Coverage is 8.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Simonds Farsons Cisk's current Interest Coverage is 14.49, which is 26% above median its own 10-year median of 11.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simonds Farsons Cisk stock overvalued right now?
Based on GuruFocus' analysis, Simonds Farsons Cisk (MAL:SFC) is currently considered Fairly Valued. The stock's GF Value™ is €6.29, compared to a current price of €5.80 — trading 7.8% below its estimated fair value. The current Interest Coverage is 14.49, which is 26% above median its 10-year median of 11.54 and 69.3% above the Beverages - Alcoholic industry median of 8.56. Simonds Farsons Cisk's overall GF Score™ is 96/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Simonds Farsons Cisk (MAL:SFC), the current Interest Coverage is 14.49 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Simonds Farsons Cisk (MAL:SFC) Overvalued in 2026?

Based on GuruFocus' analysis, Simonds Farsons Cisk stock appears to be undervalued. The current stock price of €5.80 is trading 7.8% below its estimated GF Value™ of €6.29. GuruFocus considers Simonds Farsons Cisk to be Fairly Valued.

Key valuation signals for MAL:SFC:

  • Interest Coverage: 14.49 (26% above median its 10-year median of 11.54)
  • GF Value™: €6.29 vs. price of €5.80 (7.8% below fair value)
  • GF Score™: 96/100 with 4 warning signs
  • Industry Position: 69.3% above the Beverages - Alcoholic median (#60 of 158)

No single metric tells the full story. See the MAL:SFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Simonds Farsons Cisk Business Description

Address The Brewery, Mdina Road, Zone 2, Central Business District, Birkirkara, MLT, CBD 2010
Simonds Farsons Cisk PLC is actively engaged in the brewing, production and distribution of a diverse portfolio of branded beers and beverages. The Group also undertakes the importation, wholesale and retail distribution of beverage products, including an extensive range of wines and spirits. The company operates in sole segment. The company's brands are Cisk Lager, Cisk Excel, Cisk 0.0, Cisk Pilsner, Cisk Premium, Blue Label Amber Ale, Double Red Ale, Green Hop IPA Hoppy Ale, PALE ALE, Hopleaf Pale Ale, Lacto Milk Stout's , Red Mill Brewing Co,Kinnie, Kinnie Zero, Kinnie Zest, Kinnie Spritz, Kinnie Rumba, San Michel Table Water, San Michel Fruitwaves, Soltoro, Farsons Shandy, Elan Sparkling Water, and Aquadot lable Water.
96GF Score

Get the complete analysis for MAL:SFC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.80
Price
€6.29
GF Value