MPAA (Motorcar Parts of America) Effective Interest Rate on Debt %: 20.79% (As of Mar. 2026)


MPAA Motorcar Parts of America Inc MPAA
68 GF Score
Price $14.64
GF Value $9.68
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Motorcar Parts of America Effective Interest Rate on Debt %?

Motorcar Parts of America MPAA -2.40% 68 Effective Interest Rate on Debt % is 20.79% as of Mar. 2026. GuruFocus rates MPAA with a GF Score™ of 68/100 and a GF Value™ of $9.68 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Motorcar Parts of America's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $41.1 Mil. Motorcar Parts of America's average total debt for the quarter that ended in Mar. 2026 was $197.9 Mil. Therefore, Motorcar Parts of America's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 20.79%.


Motorcar Parts of America  (NAS:MPAA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Motorcar Parts of America Effective Interest Rate on Debt % Related Terms


Motorcar Parts of America Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Motorcar Parts of America's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Motorcar Parts of America Effective Interest Rate on Debt % Chart

Motorcar Parts of America Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.06 14.75 23.25 25.21 23.30

Motorcar Parts of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.81 25.48 26.21 22.78 20.79

MPAA vs HLLY, SCTH, SES: Effective Interest Rate on Debt % Comparison

For the Auto Parts subindustry, Motorcar Parts of America's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Motorcar Parts of America Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Motorcar Parts of America's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Motorcar Parts of America's Effective Interest Rate on Debt % falls into.


MPAA
68GF Score
Motorcar Parts of America Inc MPAA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Motorcar Parts of America Effective Interest Rate on Debt % Calculation

Motorcar Parts of America's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -46.696/( (201.284+199.587)/ 2 )
=-1  *  -46.696/200.4355
=23.30 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=100.515 + 100.769
=201.284

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=95.962 + 103.625
=199.587

Motorcar Parts of America's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -41.136/( (196.23+199.587)/ 2 )
=-1  *  -41.136/197.9085
=20.79 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=98.863 + 97.367
=196.23

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=95.962 + 103.625
=199.587

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 20.79% mean?
Motorcar Parts of America (MPAA) has a Effective Interest Rate on Debt % of 20.79% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Motorcar Parts of America and its competitors.
Is Motorcar Parts of America's Effective Interest Rate on Debt % too high?
Motorcar Parts of America's current Effective Interest Rate on Debt % is 20.79%. Overall, Motorcar Parts of America has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Motorcar Parts of America's Effective Interest Rate on Debt % compare to HLLY and SCTH?
Motorcar Parts of America's Effective Interest Rate on Debt % of 20.79% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Motorcar Parts of America and its competitors. Motorcar Parts of America's current Effective Interest Rate on Debt % is 20.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Motorcar Parts of America stock overvalued right now?
Based on GuruFocus' analysis, Motorcar Parts of America (MPAA) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.68, compared to a current price of $14.64 — trading 51.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 20.79%. Motorcar Parts of America's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Motorcar Parts of America (MPAA), the current Effective Interest Rate on Debt % is 20.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Motorcar Parts of America (MPAA) Overvalued in 2026?

Based on GuruFocus' analysis, Motorcar Parts of America stock appears to be overvalued. The current stock price of $14.64 is trading 51.2% above its estimated GF Value™ of $9.68. GuruFocus considers Motorcar Parts of America to be Significantly Overvalued.

Key valuation signals for MPAA:

  • Effective Interest Rate on Debt %: 20.79%
  • GF Value™: $9.68 vs. price of $14.64 (51.2% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the MPAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Motorcar Parts of America Business Description

Other Exchanges 54M:Germany
Address 2929 California Street, Torrance, CA, USA, 90503
Motorcar Parts of America Inc is a supplier of automotive aftermarket non-discretionary replacement parts, test solutions, and diagnostic equipment. Its replacement parts are mainly sold to automotive retail chain stores, warehouse distributors across North America, and automobile manufacturers for aftermarket and warranty replacement programs. The Company's test solutions and diagnostic equipment serve the automotive component and powertrain testing market. Its product portfolio includes rotating electrical products such as alternators and starters; brake-related products including brake calipers, brake rotors, brake pads, brake master cylinders, and wheel hub assemblies and bearings; and other products. Its segments are Hard Parts, Test Solutions and Diagnostic Equipment, and Heavy Duty.
68GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.64
Price
$9.68
GF Value