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Bank of Maharashtra (NSE:MAHABANK) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Bank of Maharashtra Effective Interest Rate on Debt % Related Terms
Bank of Maharashtra Effective Interest Rate on Debt % Historical Data
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The historical data trend for Bank of Maharashtra's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Maharashtra Effective Interest Rate on Debt % Chart
Bank of Maharashtra Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, Bank of Maharashtra's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Maharashtra Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Maharashtra's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Bank of Maharashtra's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 48.41% mean?
Bank of Maharashtra (NSE:MAHABANK) has a Effective Interest Rate on Debt % of 48.41% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bank of Maharashtra and its competitors.
Is Bank of Maharashtra's Effective Interest Rate on Debt % too high?
Bank of Maharashtra's current Effective Interest Rate on Debt % is 48.41%. Overall, Bank of Maharashtra has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Maharashtra's Effective Interest Rate on Debt % compare to competitors?
Bank of Maharashtra's Effective Interest Rate on Debt % of 48.41% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bank of Maharashtra and its competitors. Bank of Maharashtra's current Effective Interest Rate on Debt % is 48.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Maharashtra stock overvalued right now?
Based on GuruFocus' analysis, Bank of Maharashtra (NSE:MAHABANK) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹71.14, compared to a current price of ₹81.10 — trading 14% above its estimated fair value. The current Effective Interest Rate on Debt % is 48.41%. Bank of Maharashtra's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bank of Maharashtra (NSE:MAHABANK), the current Effective Interest Rate on Debt % is 48.41% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Maharashtra (NSE:MAHABANK) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Maharashtra stock appears to be overvalued.
The current stock price of ₹81.10 is trading 14% above its estimated GF Value™ of ₹71.14.
GuruFocus considers Bank of Maharashtra to be Modestly Overvalued.
Key valuation signals for NSE:MAHABANK:
Effective Interest Rate on Debt %: 48.41%
GF Value™: ₹71.14 vs. price of ₹81.10 (14% above fair value)
No single metric tells the full story. See the NSE:MAHABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Maharashtra is an Indian banking corporation. The bank offers various deposit schemes, including savings accounts, current accounts, term deposits, and capital gain accounts. It also provides credit facilities such as term loans, overdrafts, letters of credit, and guarantees. The bank organizes its business in four segments, namely Treasury, Corporate/Wholesale banking; Retail banking; and Other banking operations. Its Treasury segment includes investment, balances with banks outside India, and interest accrued on investments; the corporate banking segment includes all advances to trusts, partnership firms, companies, and statutory bodies; retail banking includes exposure to individuals and small businesses. The bank principally generates revenue within India.
61GF Score
Get the complete analysis for NSE:MAHABANK
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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