Bank of Maharashtra (NSE:MAHABANK) Scaled Net Operating Assets: 0.10 (As of Mar. 2026)


NSE:MAHABANK Bank of Maharashtra NSE:MAHABANK
57 GF Score
Price ₹84.25
GF Value ₹64.21
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Bank of Maharashtra Scaled Net Operating Assets?

Bank of Maharashtra NSE:MAHABANK +2.73% 57 Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus rates NSE:MAHABANK with a GF Score™ of 57/100 and a GF Value™ of ₹64.21 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank of Maharashtra's operating assets for the quarter that ended in Mar. 2026 was ₹3,997,258 Mil. Bank of Maharashtra's operating liabilities for the quarter that ended in Mar. 2026 was ₹3,590,132 Mil. Bank of Maharashtra's Total Assets for the quarter that ended in Dec. 2025 was ₹3,933,120 Mil. Therefore, Bank of Maharashtra's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.10.

NSE:MAHABANK
57GF Score
Bank of Maharashtra NSE:MAHABANK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Maharashtra Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank of Maharashtra's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(3997257.899-3590131.8)/3693538.065
=0.11

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4274713.894 - 277455.995
=3997257.899

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3942467.555 - 352335.755 - 0
=3590131.8

Bank of Maharashtra's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3997257.899-3590131.8)/3933120.4
=0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4274713.894 - 277455.995
=3997257.899

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3942467.555 - 352335.755 - 0
=3590131.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.10 mean?
Bank of Maharashtra (NSE:MAHABANK) has a Scaled Net Operating Assets of 0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank of Maharashtra and its competitors.
Is Bank of Maharashtra's Scaled Net Operating Assets too high?
Bank of Maharashtra's current Scaled Net Operating Assets is 0.10. Overall, Bank of Maharashtra has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Maharashtra's Scaled Net Operating Assets compare to competitors?
Bank of Maharashtra's Scaled Net Operating Assets of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank of Maharashtra and its competitors. Bank of Maharashtra's current Scaled Net Operating Assets is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Maharashtra stock overvalued right now?
Based on GuruFocus' analysis, Bank of Maharashtra (NSE:MAHABANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹64.21, compared to a current price of ₹84.25 — trading 31.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.10. Bank of Maharashtra's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Bank of Maharashtra (NSE:MAHABANK), the current Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Maharashtra (NSE:MAHABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Maharashtra stock appears to be overvalued. The current stock price of ₹84.25 is trading 31.2% above its estimated GF Value™ of ₹64.21. GuruFocus considers Bank of Maharashtra to be Significantly Overvalued.

Key valuation signals for NSE:MAHABANK:

  • Scaled Net Operating Assets: 0.10
  • GF Value™: ₹64.21 vs. price of ₹84.25 (31.2% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the NSE:MAHABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Maharashtra Business Description

Other Exchanges 532525:India
Address Lokmangal, 1501, Shivaji Nagar, Pune, MH, IND, 411005
Bank of Maharashtra is an Indian banking corporation. The bank offers various deposit schemes, including savings accounts, current accounts, term deposits, and capital gain accounts. It also provides credit facilities such as term loans, overdrafts, letters of credit, and guarantees. The bank organizes its business in four segments, namely Treasury, Corporate/Wholesale banking; Retail banking; and Other banking operations. Its Treasury segment includes investment, balances with banks outside India, and interest accrued on investments; the corporate banking segment includes all advances to trusts, partnership firms, companies, and statutory bodies; retail banking includes exposure to individuals and small businesses. The bank principally generates revenue within India.
57GF Score

Get the complete analysis for NSE:MAHABANK

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹84.25
Price
₹64.21
GF Value