Bank of MaharashtraNSE:MAHABANK -3.11%57 Pretax Margin % is 50.19% as of Mar. 2026, which is 366% above its 10-year median of 10.77. GuruFocus rates NSE:MAHABANK with a GF Score™ of 57/100 and a GF Value™ of ₹64.03 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,527 Banks companies, Bank of Maharashtra ranks better than 75.38% on this metric.
The historical rank and industry rank for Bank of Maharashtra's Pretax Margin % or its related term are showing as below:
NSE:MAHABANK'
s Pretax Margin % Range Over the Past 10 Years
Min: -88.41 Med: 10.77 Max: 45.67
Current: 45.67
NSE:MAHABANK's Pretax Margin % is ranked better than 75.38% of 1527
companies
in the Banks industry
Industry Median: 34.66
vs NSE:MAHABANK: 45.67
Bank of Maharashtra (NSE:MAHABANK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bank of Maharashtra Pretax Margin % Related Terms
Bank of Maharashtra Pretax Margin % Historical Data
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The historical data trend for Bank of Maharashtra's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Maharashtra Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Bank of Maharashtra's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Maharashtra Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Maharashtra's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Maharashtra's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Maharashtra (NSE:MAHABANK) has a Pretax Margin % of 50.19% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Maharashtra and its competitors. This is 366% above median its historical median of 10.77. According to the industry distribution chart, Bank of Maharashtra ranks #376 out of 1527 companies in the Banks industry, placing it in the top 24.6%.
Is Bank of Maharashtra's Pretax Margin % too high?
Bank of Maharashtra's current Pretax Margin % of 50.19% is 366% above median its 10-year median of 10.77. The Banks industry median Pretax Margin % is 34.66. Bank of Maharashtra's value of 50.19% is 44.8% above this industry median. Based on the distribution chart, Bank of Maharashtra ranks #376 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Maharashtra has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Maharashtra's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Maharashtra ranks #376 out of 1527 companies for Pretax Margin %. This places Bank of Maharashtra in the top 25% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.66. Bank of Maharashtra's value of 50.19% is 44.8% above this benchmark. While the company's 10-year median is 10.77 vs. the industry median of 34.66, Bank of Maharashtra has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Maharashtra's current Pretax Margin % of 50.19% is 44.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Maharashtra and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Maharashtra's current Pretax Margin % is 50.19%, which is 366% above median its own 10-year median of 10.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Maharashtra stock overvalued right now?
Based on GuruFocus' analysis, Bank of Maharashtra (NSE:MAHABANK) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹64.03, compared to a current price of ₹80.60 — trading 25.9% above its estimated fair value. The current Pretax Margin % is 50.19%, which is 366% above median its 10-year median of 10.77 and 44.8% above the Banks industry median of 34.66. Bank of Maharashtra's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank of Maharashtra (NSE:MAHABANK), the current Pretax Margin % is 50.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Maharashtra (NSE:MAHABANK) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Maharashtra stock appears to be overvalued.
The current stock price of ₹80.60 is trading 25.9% above its estimated GF Value™ of ₹64.03.
GuruFocus considers Bank of Maharashtra to be Modestly Overvalued.
Key valuation signals for NSE:MAHABANK:
Pretax Margin %: 50.19% (366% above median its 10-year median of 10.77)
GF Value™: ₹64.03 vs. price of ₹80.60 (25.9% above fair value)
Industry Position: 44.8% above the Banks median (#376 of 1527)
No single metric tells the full story. See the NSE:MAHABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Maharashtra is an Indian banking corporation. The bank offers various deposit schemes, including savings accounts, current accounts, term deposits, and capital gain accounts. It also provides credit facilities such as term loans, overdrafts, letters of credit, and guarantees. The bank organizes its business in four segments, namely Treasury, Corporate/Wholesale banking; Retail banking; and Other banking operations. Its Treasury segment includes investment, balances with banks outside India, and interest accrued on investments; the corporate banking segment includes all advances to trusts, partnership firms, companies, and statutory bodies; retail banking includes exposure to individuals and small businesses. The bank principally generates revenue within India.
57GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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