Srivari Spices and Foods (NSE:SSFL) Effective Interest Rate on Debt %: 13.53% (As of Mar. 2026)

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NSE:SSFL Srivari Spices and Foods Ltd NSE:SSFL
66 GF Score
Price ₹249.00
GF Value ₹494.72
Valuation Possible Value Trap
! 3 Warning Signs
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What is Srivari Spices and Foods Effective Interest Rate on Debt %?

Srivari Spices and Foods NSE:SSFL -4.94% 66 Effective Interest Rate on Debt % is 13.53% as of Mar. 2026. GuruFocus rates NSE:SSFL with a GF Score™ of 66/100 and a GF Value™ of ₹494.72 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Srivari Spices and Foods's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹46 Mil. Srivari Spices and Foods's average total debt for the quarter that ended in Mar. 2026 was ₹337 Mil. Therefore, Srivari Spices and Foods's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 13.53%.


Srivari Spices and Foods  (NSE:SSFL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Srivari Spices and Foods Effective Interest Rate on Debt % Related Terms


Srivari Spices and Foods Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Srivari Spices and Foods's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Srivari Spices and Foods Effective Interest Rate on Debt % Chart

Srivari Spices and Foods Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.53 8.65 11.34 13.67 14.96

Srivari Spices and Foods Semi-Annual Data
Mar21 Mar22 Mar23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 15.05 12.08 12.06 13.53

NSE:SSFL vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Srivari Spices and Foods's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Srivari Spices and Foods Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Srivari Spices and Foods's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Srivari Spices and Foods's Effective Interest Rate on Debt % falls into.


NSE:SSFL
66GF Score
Srivari Spices and Foods Ltd NSE:SSFL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Srivari Spices and Foods Effective Interest Rate on Debt % Calculation

Srivari Spices and Foods's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -37.891/( (166.253+340.321)/ 2 )
=-1  *  -37.891/253.287
=14.96 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=76.594 + 89.659
=166.253

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=61.87 + 278.451
=340.321

Srivari Spices and Foods's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -45.574/( (333.498+340.321)/ 2 )
=-1  *  -45.574/336.9095
=13.53 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=94.942 + 238.556
=333.498

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=61.87 + 278.451
=340.321

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 13.53% mean?
Srivari Spices and Foods (NSE:SSFL) has a Effective Interest Rate on Debt % of 13.53% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Srivari Spices and Foods and its competitors.
Is Srivari Spices and Foods' Effective Interest Rate on Debt % too high?
Srivari Spices and Foods' current Effective Interest Rate on Debt % is 13.53%. Overall, Srivari Spices and Foods has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Srivari Spices and Foods' Effective Interest Rate on Debt % compare to KHC and GIS?
Srivari Spices and Foods' Effective Interest Rate on Debt % of 13.53% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Srivari Spices and Foods and its competitors. Srivari Spices and Foods's current Effective Interest Rate on Debt % is 13.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Srivari Spices and Foods stock overvalued right now?
Based on GuruFocus' analysis, Srivari Spices and Foods (NSE:SSFL) is currently considered Possible Value Trap. The stock's GF Value™ is ₹494.72, compared to a current price of ₹249.00 — trading 49.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 13.53%. Srivari Spices and Foods' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Srivari Spices and Foods (NSE:SSFL), the current Effective Interest Rate on Debt % is 13.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Srivari Spices and Foods (NSE:SSFL) Overvalued in 2026?

Based on GuruFocus' analysis, Srivari Spices and Foods stock appears to be undervalued. The current stock price of ₹249.00 is trading 49.7% below its estimated GF Value™ of ₹494.72. GuruFocus considers Srivari Spices and Foods to be Possible Value Trap.

Key valuation signals for NSE:SSFL:

  • Effective Interest Rate on Debt %: 13.53%
  • GF Value™: ₹494.72 vs. price of ₹249.00 (49.7% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the NSE:SSFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Srivari Spices and Foods Business Description

Address 207, Second Floor, RDB Blue Hope, 4-1-878, 876, 877 and 877/1, Abids, Hyderabad, TG, IND, 500001
Srivari Spices and Foods Ltd is involved in manufacturing spices and flour (chakki atta) and marketing and selling them in and around Telangana and Andhra Pradesh. The company selects raw materials carefully from different parts of the country and processes its products with great care, avoiding artificial preservatives or chemicals. This approach results in a product range of organic spices and flour that preserves the freshness and quality of each ingredient.
66GF Score

Get the complete analysis for NSE:SSFL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹249.00
Price
₹494.72
GF Value