United Spirits (NSE:UNITDSPR) Effective Interest Rate on Debt %: 29.06% (As of Jun. 2026)

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NSE:UNITDSPR United Spirits Ltd NSE:UNITDSPR
88 GF Score
Price ₹1,555.00
GF Value ₹1,446.59
Valuation Fairly Valued
! 2 Warning Signs
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What is United Spirits Effective Interest Rate on Debt %?

United Spirits NSE:UNITDSPR -0.06% 88 Effective Interest Rate on Debt % is 29.06% as of Jun. 2026. GuruFocus rates NSE:UNITDSPR with a GF Score™ of 88/100 and a GF Value™ of ₹1,446.59 (Fairly Valued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. United Spirits's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹1,200 Mil. United Spirits's average total debt for the quarter that ended in Jun. 2026 was ₹4,130 Mil. Therefore, United Spirits's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 29.06%.


United Spirits  (NSE:UNITDSPR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


United Spirits Effective Interest Rate on Debt % Related Terms


United Spirits Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for United Spirits's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Spirits Effective Interest Rate on Debt % Chart

United Spirits Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.72 26.38 33.93 23.89 35.39

United Spirits Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.83 20.39 18.45 66.83 29.06

NSE:UNITDSPR vs BF.B: Effective Interest Rate on Debt % Comparison

For the Beverages - Wineries & Distilleries subindustry, United Spirits's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Spirits Effective Interest Rate on Debt % vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, United Spirits's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where United Spirits's Effective Interest Rate on Debt % falls into.


NSE:UNITDSPR
88GF Score
United Spirits Ltd NSE:UNITDSPR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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United Spirits Effective Interest Rate on Debt % Calculation

United Spirits's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -1580/( (4800+4130)/ 2 )
=-1  *  -1580/4465
=35.39 %

where

United Spirits's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -1200/( (4130+0)/ 1 )
=-1  *  -1200/4130
=29.06 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 29.06% mean?
United Spirits (NSE:UNITDSPR) has a Effective Interest Rate on Debt % of 29.06% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on United Spirits and its competitors.
Is United Spirits' Effective Interest Rate on Debt % too high?
United Spirits' current Effective Interest Rate on Debt % is 29.06%. Overall, United Spirits has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Spirits' Effective Interest Rate on Debt % compare to BF.B?
United Spirits' Effective Interest Rate on Debt % of 29.06% can be compared against companies in the Beverages - Alcoholic industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Beverages - Alcoholic company?
A good Effective Interest Rate on Debt % depends on the Beverages - Alcoholic industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on United Spirits and its competitors. United Spirits's current Effective Interest Rate on Debt % is 29.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Spirits stock overvalued right now?
Based on GuruFocus' analysis, United Spirits (NSE:UNITDSPR) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,446.59, compared to a current price of ₹1,555.00 — trading 7.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 29.06%. United Spirits' overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For United Spirits (NSE:UNITDSPR), the current Effective Interest Rate on Debt % is 29.06% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Spirits (NSE:UNITDSPR) Overvalued in 2026?

Based on GuruFocus' analysis, United Spirits stock appears to be overvalued. The current stock price of ₹1,555.00 is trading 7.5% above its estimated GF Value™ of ₹1,446.59. GuruFocus considers United Spirits to be Fairly Valued.

Key valuation signals for NSE:UNITDSPR:

  • Effective Interest Rate on Debt %: 29.06%
  • GF Value™: ₹1,446.59 vs. price of ₹1,555.00 (7.5% above fair value)
  • GF Score™: 88/100 with 2 warning signs

No single metric tells the full story. See the NSE:UNITDSPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Spirits Business Description

Other Exchanges 532432:India
Address No. 24, Vittal Mallya Road, UB Tower, Bengaluru, KA, IND, 560001
United Spirits Ltd manufactures and sells spirits, beer, wine, and other alcoholic beverages. The company is engaged in the business of manufacture, purchase, and sale of beverage alcohol and other allied spirits, including through tie-up manufacturing units and strategic franchising of some of its brands. Its brand portfolio consists of McDowell's No.1, Royal Challenge, Black Dog, Signature, Antiquity, Director's Special Black, McDowell's Rum, McDowell's Brandy, Bagpiper, Old Tavern, and Haywards among others. Geographically, the firm generates a majority of its revenue from India. The company's segment includes: Beverage alcohol; and Sports. It derives maximum revenue from Beverage alcohol that manufacture, purchase, franchise and sale of beverage alcohol and other allied spirits.
88GF Score

Get the complete analysis for NSE:UNITDSPR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,555.00
Price
₹1,446.59
GF Value