Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Neste OYJ's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $162 Mil. Neste OYJ's average total debt for the quarter that ended in Mar. 2026 was $6,045 Mil. Therefore, Neste OYJ's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.68%.
Neste OYJ (OTCPK:NTOIF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Neste OYJ Effective Interest Rate on Debt % Related Terms
Neste OYJ Effective Interest Rate on Debt % Historical Data
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The historical data trend for Neste OYJ's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NTOIF vs VLO, MPC, PSX: Effective Interest Rate on Debt % Comparison
For the Oil & Gas Refining & Marketing subindustry, Neste OYJ's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neste OYJ Effective Interest Rate on Debt % vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, Neste OYJ's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Neste OYJ's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 2.68% mean?
Neste OYJ (NTOIF) has a Effective Interest Rate on Debt % of 2.68% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Neste OYJ and its competitors.
Is Neste OYJ's Effective Interest Rate on Debt % too high?
Neste OYJ's current Effective Interest Rate on Debt % is 2.68%. Overall, Neste OYJ has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Neste OYJ's Effective Interest Rate on Debt % compare to VLO and MPC?
Neste OYJ's Effective Interest Rate on Debt % of 2.68% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Neste OYJ and its competitors. Neste OYJ's current Effective Interest Rate on Debt % is 2.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neste OYJ stock overvalued right now?
Based on GuruFocus' analysis, Neste OYJ (NTOIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.77, compared to a current price of $32.00 — trading 54.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.68%. Neste OYJ's overall GF Score™ is 74/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Neste OYJ (NTOIF), the current Effective Interest Rate on Debt % is 2.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Neste OYJ (NTOIF) Overvalued in 2026?
Based on GuruFocus' analysis, Neste OYJ stock appears to be overvalued.
The current stock price of $32.00 is trading 54.1% above its estimated GF Value™ of $20.77.
GuruFocus considers Neste OYJ to be Significantly Overvalued.
Key valuation signals for NTOIF:
Effective Interest Rate on Debt %: 2.68%
GF Value™: $20.77 vs. price of $32.00 (54.1% above fair value)
No single metric tells the full story. See the NTOIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Neste OYJ is a producer of renewable diesel and sustainable aviation fuel (SAF), with production on three continents. The group also produces oil products and has a network of several fuel stations with expanding service offerings, such as EV charging, in Finland and in the Baltics. Neste has three reporting segments: Renewable Products, Oil Products, and Marketing and Services. Maximum revenue is generated from its Oil Products segment, which offers oil products and related services for the road transportation, heavy machinery, agriculture, aviation, and marine sectors, as well as products for the oil and petrochemical industries. Geographically, the group generates maximum revenue from other European countries (excluding Finland), followed by Finland, the USA, and other markets.
74GF Score
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