Foley Wines (NZSE:FWL) Effective Interest Rate on Debt %: 4.40% (As of Dec. 2025)

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NZSE:FWL Foley Wines Ltd NZSE:FWL
30 GF Score
Price NZ$0.50
GF Value NZ$0.90
Valuation Possible Value Trap
! 4 Warning Signs
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What is Foley Wines Effective Interest Rate on Debt %?

Foley Wines NZSE:FWL +2.04% 30 Effective Interest Rate on Debt % is 4.40% as of Dec. 2025. GuruFocus rates NZSE:FWL with a GF Score™ of 30/100 and a GF Value™ of NZ$0.90 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Foley Wines's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was NZ$2.73 Mil. Foley Wines's average total debt for the quarter that ended in Dec. 2025 was NZ$62.10 Mil. Therefore, Foley Wines's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.40%.


Foley Wines  (NZSE:FWL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Foley Wines Effective Interest Rate on Debt % Related Terms


Foley Wines Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Foley Wines's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Foley Wines Effective Interest Rate on Debt % Chart

Foley Wines Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.46 2.72 4.71 6.05 5.15

Foley Wines Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.10 6.00 5.69 4.73 4.40

NZSE:FWL vs BF.B: Effective Interest Rate on Debt % Comparison

For the Beverages - Wineries & Distilleries subindustry, Foley Wines's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Foley Wines Effective Interest Rate on Debt % vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, Foley Wines's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Foley Wines's Effective Interest Rate on Debt % falls into.


NZSE:FWL
30GF Score
Foley Wines Ltd NZSE:FWL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Foley Wines Effective Interest Rate on Debt % Calculation

Foley Wines's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -3.633/( (76.926+64.206)/ 2 )
=-1  *  -3.633/70.566
=5.15 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=64.738 + 12.188
=76.926

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=51.373 + 12.833
=64.206

Foley Wines's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.732/( (64.206+59.993)/ 2 )
=-1  *  -2.732/62.0995
=4.40 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=51.373 + 12.833
=64.206

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=47.053 + 12.94
=59.993

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.40% mean?
Foley Wines (NZSE:FWL) has a Effective Interest Rate on Debt % of 4.40% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Foley Wines and its competitors.
Is Foley Wines' Effective Interest Rate on Debt % too high?
Foley Wines' current Effective Interest Rate on Debt % is 4.40%. Overall, Foley Wines has a GF Score™ of 30/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Foley Wines' Effective Interest Rate on Debt % compare to BF.B?
Foley Wines' Effective Interest Rate on Debt % of 4.40% can be compared against companies in the Beverages - Alcoholic industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Beverages - Alcoholic company?
A good Effective Interest Rate on Debt % depends on the Beverages - Alcoholic industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Foley Wines and its competitors. Foley Wines's current Effective Interest Rate on Debt % is 4.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foley Wines stock overvalued right now?
Based on GuruFocus' analysis, Foley Wines (NZSE:FWL) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$0.90, compared to a current price of NZ$0.50 — trading 44.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.40%. Foley Wines' overall GF Score™ is 30/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Foley Wines (NZSE:FWL), the current Effective Interest Rate on Debt % is 4.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Foley Wines (NZSE:FWL) Overvalued in 2026?

Based on GuruFocus' analysis, Foley Wines stock appears to be undervalued. The current stock price of NZ$0.50 is trading 44.4% below its estimated GF Value™ of NZ$0.90. GuruFocus considers Foley Wines to be Possible Value Trap.

Key valuation signals for NZSE:FWL:

  • Effective Interest Rate on Debt %: 4.40%
  • GF Value™: NZ$0.90 vs. price of NZ$0.50 (44.4% below fair value)
  • GF Score™: 30/100 with 4 warning signs

No single metric tells the full story. See the NZSE:FWL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Foley Wines Business Description

Address 13 Waihopai Valley Road, RD6, Blenheim, MBH, NZL, 7276
Foley Wines Ltd is a wine company that produces table wines and markets and sells premium wines in New Zealand and various export markets. The company's vineyards are in Marlborough and Martinborough, New Zealand. The company earns majority of its revenue from sale of bottled wines. It sells its products in New Zealand, Australia, the United States, the United Kingdom, Europe, and the rest of the world.
30GF Score

Get the complete analysis for NZSE:FWL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.50
Price
NZ$0.90
GF Value