PanRam International (ROCO:8088) Effective Interest Rate on Debt %: 1.72% (As of Mar. 2026)

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ROCO:8088 PanRam International Corp ROCO:8088
71 GF Score
Price NT$45.20
GF Value NT$52.51
Valuation Modestly Undervalued
! 5 Warning Signs
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What is PanRam International Effective Interest Rate on Debt %?

PanRam International ROCO:8088 71 Effective Interest Rate on Debt % is 1.72% as of Mar. 2026. GuruFocus rates ROCO:8088 with a GF Score™ of 71/100 and a GF Value™ of NT$52.51 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PanRam International's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was NT$3 Mil. PanRam International's average total debt for the quarter that ended in Mar. 2026 was NT$196 Mil. Therefore, PanRam International's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.72%.


PanRam International  (ROCO:8088) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PanRam International Effective Interest Rate on Debt % Related Terms


PanRam International Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PanRam International's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PanRam International Effective Interest Rate on Debt % Chart

PanRam International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 1.34 0.93 0.68 0.26

PanRam International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 0.65 1.05 0.62 1.72

ROCO:8088 vs DELL, ANET, SNDK: Effective Interest Rate on Debt % Comparison

For the Computer Hardware subindustry, PanRam International's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PanRam International Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, PanRam International's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PanRam International's Effective Interest Rate on Debt % falls into.


ROCO:8088
71GF Score
PanRam International Corp ROCO:8088
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PanRam International Effective Interest Rate on Debt % Calculation

PanRam International's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.204/( (18.894+137.046)/ 2 )
=-1  *  -0.204/77.97
=0.26 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.733 + 12.161
=18.894

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.779 + 136.267
=137.046

PanRam International's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -3.364/( (137.046+254.915)/ 2 )
=-1  *  -3.364/195.9805
=1.72 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.779 + 136.267
=137.046

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.39 + 254.525
=254.915

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.72% mean?
PanRam International (ROCO:8088) has a Effective Interest Rate on Debt % of 1.72% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PanRam International and its competitors.
Is PanRam International's Effective Interest Rate on Debt % too high?
PanRam International's current Effective Interest Rate on Debt % is 1.72%. Overall, PanRam International has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PanRam International's Effective Interest Rate on Debt % compare to DELL and ANET?
PanRam International's Effective Interest Rate on Debt % of 1.72% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PanRam International and its competitors. PanRam International's current Effective Interest Rate on Debt % is 1.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PanRam International stock overvalued right now?
Based on GuruFocus' analysis, PanRam International (ROCO:8088) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$52.51, compared to a current price of NT$45.20 — trading 13.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.72%. PanRam International's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PanRam International (ROCO:8088), the current Effective Interest Rate on Debt % is 1.72% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PanRam International (ROCO:8088) Overvalued in 2026?

Based on GuruFocus' analysis, PanRam International stock appears to be undervalued. The current stock price of NT$45.20 is trading 13.9% below its estimated GF Value™ of NT$52.51. GuruFocus considers PanRam International to be Modestly Undervalued.

Key valuation signals for ROCO:8088:

  • Effective Interest Rate on Debt %: 1.72%
  • GF Value™: NT$52.51 vs. price of NT$45.20 (13.9% below fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the ROCO:8088 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PanRam International Business Description

Address No.460, Sec. 5, Chenggong Road, 9th Floor, Neihu District, Taipei City, TWN
PanRam International Corp is a Taiwan-based company that engages in the research, development, manufacture, and sale of memory modules and related application products. The products of the company includes Memory Module, Dram Module, Customize Flash Drives, SSD Solid-state Drives, Mobile Power, and SMT professional OEM.
71GF Score

Get the complete analysis for ROCO:8088

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$45.20
Price
NT$52.51
GF Value