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St Galler Kantonalbank AG (OTCPK:SGKBF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
St Galler Kantonalbank AG Effective Interest Rate on Debt % Related Terms
St Galler Kantonalbank AG Effective Interest Rate on Debt % Historical Data
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The historical data trend for St Galler Kantonalbank AG's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
St Galler Kantonalbank AG Effective Interest Rate on Debt % Chart
St Galler Kantonalbank AG Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, St Galler Kantonalbank AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
St Galler Kantonalbank AG Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, St Galler Kantonalbank AG's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where St Galler Kantonalbank AG's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 2.15% mean?
St Galler Kantonalbank AG (SGKBF) has a Effective Interest Rate on Debt % of 2.15% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on St Galler Kantonalbank AG and its competitors.
Is St Galler Kantonalbank AG's Effective Interest Rate on Debt % too high?
St Galler Kantonalbank AG's current Effective Interest Rate on Debt % is 2.15%. Overall, St Galler Kantonalbank AG has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does St Galler Kantonalbank AG's Effective Interest Rate on Debt % compare to competitors?
St Galler Kantonalbank AG's Effective Interest Rate on Debt % of 2.15% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on St Galler Kantonalbank AG and its competitors. St Galler Kantonalbank AG's current Effective Interest Rate on Debt % is 2.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is St Galler Kantonalbank AG stock overvalued right now?
St Galler Kantonalbank AG (SGKBF) has a current Effective Interest Rate on Debt % of 2.15%. The stock's GF Value™ is $288.21, compared to a current price of $355.00 — trading 23.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.15%. St Galler Kantonalbank AG's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For St Galler Kantonalbank AG (SGKBF), the current Effective Interest Rate on Debt % is 2.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is St Galler Kantonalbank AG (SGKBF) Overvalued in 2026?
Based on GuruFocus' analysis, St Galler Kantonalbank AG stock appears to be overvalued.
The current stock price of $355.00 is trading 23.2% above its estimated GF Value™ of $288.21.
Key valuation signals for SGKBF:
Effective Interest Rate on Debt %: 2.15%
GF Value™: $288.21 vs. price of $355.00 (23.2% above fair value)
No single metric tells the full story. See the SGKBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
St Galler Kantonalbank AG provides banking services to the local population and small and middle-sized companies in Switzerland and globally. It also offers private banking. The bank adopts a balanced business model based on two revenue sources. Its objectives are the growth of loans, the growth of funds under management, cost and income ratio and return on equity. The firm operates in St Gall through its network of branches. The company has developed and promoted the brand Cantonal bank. Retail and commercial clients, private banking, and corporate center are the segments of the company.
62GF Score
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