SGKBF (St Galler Kantonalbank AG) Net Debt Paydown Yield % : -38.53% (As of Jul. 12, 2026)


SGKBF St Galler Kantonalbank AG SGKBF
65 GF Score
Price $355.00
GF Value $295.07
! 6 Warning Signs
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What is St Galler Kantonalbank AG Net Debt Paydown Yield %?

St Galler Kantonalbank AG SGKBF 65 Net Debt Paydown Yield % is -38.53% as of Jul. 12, 2026. GuruFocus rates SGKBF with a GF Score™ of 65/100 and a GF Value™ of $295.07. The stock has 6 warning signs investors should review. Among 1,421 Banks companies, St Galler Kantonalbank AG ranks worse than 89.73% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, St Galler Kantonalbank AG's Net Debt Paydown Yield % was -38.53%.


St Galler Kantonalbank AG  (OTCPK:SGKBF) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


St Galler Kantonalbank AG Net Debt Paydown Yield % Related Terms


St Galler Kantonalbank AG Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for St Galler Kantonalbank AG's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

St Galler Kantonalbank AG Net Debt Paydown Yield % Chart

St Galler Kantonalbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.80 -4.63 10.01 -30.82 -43.59

St Galler Kantonalbank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.01 -13.53 -30.82 -52.49 -43.59

St Galler Kantonalbank AG Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, St Galler Kantonalbank AG's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


St Galler Kantonalbank AG Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, St Galler Kantonalbank AG's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where St Galler Kantonalbank AG's Net Debt Paydown Yield % falls into.


SGKBF
65GF Score
St Galler Kantonalbank AG SGKBF
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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St Galler Kantonalbank AG Net Debt Paydown Yield % Calculation

St Galler Kantonalbank AG's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 8852.76-11667.92 )/2123.255
=-132.59 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -38.53% mean?
St Galler Kantonalbank AG (SGKBF) has a Net Debt Paydown Yield % of -38.53% as of Jul. 12, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on St Galler Kantonalbank AG and its competitors. According to the industry distribution chart, St Galler Kantonalbank AG ranks #1275 out of 1421 companies in the Banks industry, placing it in the top 89.7%.
Is St Galler Kantonalbank AG's Net Debt Paydown Yield % too high?
St Galler Kantonalbank AG's current Net Debt Paydown Yield % is -38.53%. Based on the distribution chart, St Galler Kantonalbank AG ranks #1275 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, St Galler Kantonalbank AG has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does St Galler Kantonalbank AG's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, St Galler Kantonalbank AG ranks #1275 out of 1421 companies for Net Debt Paydown Yield %. This places St Galler Kantonalbank AG in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on St Galler Kantonalbank AG and its competitors. St Galler Kantonalbank AG's current Net Debt Paydown Yield % is -38.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is St Galler Kantonalbank AG stock overvalued right now?
St Galler Kantonalbank AG (SGKBF) has a current Net Debt Paydown Yield % of -38.53%. The stock's GF Value™ is $295.07, compared to a current price of $355.00 — trading 20.3% above its estimated fair value. The current Net Debt Paydown Yield % is -38.53%. St Galler Kantonalbank AG's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For St Galler Kantonalbank AG (SGKBF), the current Net Debt Paydown Yield % is -38.53% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is St Galler Kantonalbank AG (SGKBF) Overvalued in 2026?

Based on GuruFocus' analysis, St Galler Kantonalbank AG stock appears to be overvalued. The current stock price of $355.00 is trading 20.3% above its estimated GF Value™ of $295.07.

Key valuation signals for SGKBF:

  • Net Debt Paydown Yield %: -38.53%
  • GF Value™: $295.07 vs. price of $355.00 (20.3% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the SGKBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


St Galler Kantonalbank AG Business Description

Address St. Leonhardstrasse 25, St. Gallen, CHE, 9001
St Galler Kantonalbank AG provides banking services to the local population and small and middle-sized companies in Switzerland and globally. It also offers private banking. The bank adopts a balanced business model based on two revenue sources. Its objectives are the growth of loans, the growth of funds under management, cost and income ratio and return on equity. The firm operates in St Gall through its network of branches. The company has developed and promoted the brand Cantonal bank. Retail and commercial clients, private banking, and corporate center are the segments of the company.
65GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$355.00
Price
$295.07
GF Value