SGKBF (St Galler Kantonalbank AG) ROE % Adjusted to Book Value: 13.78% (As of Dec. 2025)


SGKBF St Galler Kantonalbank AG SGKBF
65 GF Score
Price $355.00
GF Value $296.30
! 6 Warning Signs
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What is St Galler Kantonalbank AG ROE % Adjusted to Book Value?

St Galler Kantonalbank AG SGKBF 65 ROE % Adjusted to Book Value is 13.78% as of Dec. 2025. GuruFocus rates SGKBF with a GF Score™ of 65/100 and a GF Value™ of $296.30. The stock has 6 warning signs investors should review.

St Galler Kantonalbank AG's ROE % for the quarter that ended in Dec. 2025 was 7.44%. St Galler Kantonalbank AG's PB Ratio for the quarter that ended in Dec. 2025 was 0.54. St Galler Kantonalbank AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 13.78%.


St Galler Kantonalbank AG ROE % Adjusted to Book Value Related Terms


St Galler Kantonalbank AG ROE % Adjusted to Book Value Historical Data

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The historical data trend for St Galler Kantonalbank AG's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

St Galler Kantonalbank AG ROE % Adjusted to Book Value Chart

St Galler Kantonalbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.25 9.44 12.02 11.38 14.48

St Galler Kantonalbank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.24 10.33 12.35 13.93 13.78

St Galler Kantonalbank AG ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, St Galler Kantonalbank AG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


St Galler Kantonalbank AG ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, St Galler Kantonalbank AG's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where St Galler Kantonalbank AG's ROE % Adjusted to Book Value falls into.


SGKBF
65GF Score
St Galler Kantonalbank AG SGKBF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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St Galler Kantonalbank AG ROE % Adjusted to Book Value Calculation

St Galler Kantonalbank AG's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.82% / 0.54
=14.48%

St Galler Kantonalbank AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.44% / 0.54
=13.78%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.78% mean?
St Galler Kantonalbank AG (SGKBF) has a ROE % Adjusted to Book Value of 13.78% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on St Galler Kantonalbank AG and its competitors.
Is St Galler Kantonalbank AG's ROE % Adjusted to Book Value too high?
St Galler Kantonalbank AG's current ROE % Adjusted to Book Value is 13.78%. Overall, St Galler Kantonalbank AG has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does St Galler Kantonalbank AG's ROE % Adjusted to Book Value compare to competitors?
St Galler Kantonalbank AG's ROE % Adjusted to Book Value of 13.78% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on St Galler Kantonalbank AG and its competitors. St Galler Kantonalbank AG's current ROE % Adjusted to Book Value is 13.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is St Galler Kantonalbank AG stock overvalued right now?
St Galler Kantonalbank AG (SGKBF) has a current ROE % Adjusted to Book Value of 13.78%. The stock's GF Value™ is $296.30, compared to a current price of $355.00 — trading 19.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 13.78%. St Galler Kantonalbank AG's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For St Galler Kantonalbank AG (SGKBF), the current ROE % Adjusted to Book Value is 13.78% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is St Galler Kantonalbank AG (SGKBF) Overvalued in 2026?

Based on GuruFocus' analysis, St Galler Kantonalbank AG stock appears to be overvalued. The current stock price of $355.00 is trading 19.8% above its estimated GF Value™ of $296.30.

Key valuation signals for SGKBF:

  • ROE % Adjusted to Book Value: 13.78%
  • GF Value™: $296.30 vs. price of $355.00 (19.8% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the SGKBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


St Galler Kantonalbank AG Business Description

Address St. Leonhardstrasse 25, St. Gallen, CHE, 9001
St Galler Kantonalbank AG provides banking services to the local population and small and middle-sized companies in Switzerland and globally. It also offers private banking. The bank adopts a balanced business model based on two revenue sources. Its objectives are the growth of loans, the growth of funds under management, cost and income ratio and return on equity. The firm operates in St Gall through its network of branches. The company has developed and promoted the brand Cantonal bank. Retail and commercial clients, private banking, and corporate center are the segments of the company.
65GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$355.00
Price
$296.30
GF Value