SGKBF (St Galler Kantonalbank AG) Margin of Safety % (DCF FCF Based): 93.40% (As of Jun. 26, 2026)


SGKBF St Galler Kantonalbank AG SGKBF
63 GF Score
Price $355.00
GF Value $304.59
! 6 Warning Signs
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What is St Galler Kantonalbank AG Margin of Safety % (DCF FCF Based)?

St Galler Kantonalbank AG SGKBF 63 Margin of Safety % (DCF FCF Based) is 93.40% as of Jun. 26, 2026. GuruFocus rates SGKBF with a GF Score™ of 63/100 and a GF Value™ of $304.59. The stock has 6 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), St Galler Kantonalbank AG's Predictability Rank is 2.5-Stars. St Galler Kantonalbank AG's intrinsic value calculated from the Discounted FCF model is $768.67 and current share price is $355.00. Consequently,

St Galler Kantonalbank AG's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 93.40%.

St Galler Kantonalbank AG Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, St Galler Kantonalbank AG's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

St Galler Kantonalbank AG Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, St Galler Kantonalbank AG's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where St Galler Kantonalbank AG's Margin of Safety % (DCF FCF Based) falls into.


SGKBF
63GF Score
St Galler Kantonalbank AG SGKBF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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St Galler Kantonalbank AG Margin of Safety % (DCF FCF Based) Calculation

St Galler Kantonalbank AG's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(5381.22-355.00)/5381.22
=93.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 93.40% mean?
St Galler Kantonalbank AG (SGKBF) has a Margin of Safety % (DCF FCF Based) of 93.40% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on St Galler Kantonalbank AG.
Is St Galler Kantonalbank AG's Margin of Safety % (DCF FCF Based) too high?
St Galler Kantonalbank AG's current Margin of Safety % (DCF FCF Based) is 93.40%. Overall, St Galler Kantonalbank AG has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does St Galler Kantonalbank AG's Margin of Safety % (DCF FCF Based) compare to competitors?
St Galler Kantonalbank AG's Margin of Safety % (DCF FCF Based) of 93.40% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on St Galler Kantonalbank AG. St Galler Kantonalbank AG's current Margin of Safety % (DCF FCF Based) is 93.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is St Galler Kantonalbank AG stock overvalued right now?
St Galler Kantonalbank AG (SGKBF) has a current Margin of Safety % (DCF FCF Based) of 93.40%. The stock's GF Value™ is $304.59, compared to a current price of $355.00 — trading 16.6% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 93.40%. St Galler Kantonalbank AG's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For St Galler Kantonalbank AG (SGKBF), the current Margin of Safety % (DCF FCF Based) is 93.40% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is St Galler Kantonalbank AG (SGKBF) Overvalued in 2026?

Based on GuruFocus' analysis, St Galler Kantonalbank AG stock appears to be overvalued. The current stock price of $355.00 is trading 16.6% above its estimated GF Value™ of $304.59.

Key valuation signals for SGKBF:

  • Margin of Safety % (DCF FCF Based): 93.40%
  • GF Value™: $304.59 vs. price of $355.00 (16.6% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the SGKBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

St Galler Kantonalbank AG Business Description

Address St. Leonhardstrasse 25, St. Gallen, CHE, 9001
St Galler Kantonalbank AG provides banking services to the local population and small and middle-sized companies in Switzerland and globally. It also offers private banking. The bank adopts a balanced business model based on two revenue sources. Its objectives are the growth of loans, the growth of funds under management, cost and income ratio and return on equity. The firm operates in St Gall through its network of branches. The company has developed and promoted the brand Cantonal bank. Retail and commercial clients, private banking, and corporate center are the segments of the company.
63GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$355.00
Price
$304.59
GF Value