Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Penguin International (SGX:BTM) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Penguin International Effective Interest Rate on Debt % Related Terms
Penguin International Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Penguin International's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Penguin International Effective Interest Rate on Debt % Chart
SGX:BTM vs SPCX, GE, RTX: Effective Interest Rate on Debt % Comparison
For the Aerospace & Defense subindustry, Penguin International's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Penguin International Effective Interest Rate on Debt % vs Aerospace & Defense Industry
For the Aerospace & Defense industry and Industrials sector, Penguin International's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Penguin International's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 3.81% mean?
Penguin International (SGX:BTM) has a Effective Interest Rate on Debt % of 3.81% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Penguin International and its competitors.
Is Penguin International's Effective Interest Rate on Debt % too high?
Penguin International's current Effective Interest Rate on Debt % is 3.81%. Overall, Penguin International has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Penguin International's Effective Interest Rate on Debt % compare to SPCX and GE?
Penguin International's Effective Interest Rate on Debt % of 3.81% can be compared against companies in the Aerospace & Defense industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Aerospace & Defense company?
A good Effective Interest Rate on Debt % depends on the Aerospace & Defense industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Penguin International and its competitors. Penguin International's current Effective Interest Rate on Debt % is 3.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Penguin International stock overvalued right now?
Based on GuruFocus' analysis, Penguin International (SGX:BTM) is currently considered Modestly Overvalued. The stock's GF Value™ is S$1.42, compared to a current price of S$1.60 — trading 12.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.81%. Penguin International's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Penguin International (SGX:BTM), the current Effective Interest Rate on Debt % is 3.81% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Penguin International (SGX:BTM) Overvalued in 2026?
Based on GuruFocus' analysis, Penguin International stock appears to be overvalued.
The current stock price of S$1.60 is trading 12.7% above its estimated GF Value™ of S$1.42.
GuruFocus considers Penguin International to be Modestly Overvalued.
Key valuation signals for SGX:BTM:
Effective Interest Rate on Debt %: 3.81%
GF Value™: S$1.42 vs. price of S$1.60 (12.7% above fair value)
No single metric tells the full story. See the SGX:BTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Penguin International Ltd is a marine and offshore services company. Its services include shipyard services and offshore charters. The company's segments include the chartering segment, which provides chartering of vessels; and the shipbuilding and ship repairs and maintenance segment, which acts as a builder of high speed aluminum commercial vessels and contractor for ship repairs and maintenance services. Its principal activity is to act as (i) owners and operators of passenger ferries, (ii) designers and builders of search-and-rescue vessels, and (iii) investment holding. Its subsidiaries own and operate crew boats, fast supply intervention vessels, passenger ferries, as well as shipyards.
88GF Score
Get the complete analysis for SGX:BTM
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SGX:BTM has been successfully added to your 
