Saigon Beer Alcohol Beverage (STC:SAB) Effective Interest Rate on Debt %: 8.13% (As of Mar. 2026)


STC:SAB Saigon Beer Alcohol Beverage Corp STC:SAB
77 GF Score
Price ₫47,200.00
GF Value ₫47,963.27
Valuation Fairly Valued
! 4 Warning Signs
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What is Saigon Beer Alcohol Beverage Effective Interest Rate on Debt %?

Saigon Beer Alcohol Beverage STC:SAB -0.11% 77 Effective Interest Rate on Debt % is 8.13% as of Mar. 2026. GuruFocus rates STC:SAB with a GF Score™ of 77/100 and a GF Value™ of ₫47,963.27 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Saigon Beer Alcohol Beverage's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₫30,213 Mil. Saigon Beer Alcohol Beverage's average total debt for the quarter that ended in Mar. 2026 was ₫371,690 Mil. Therefore, Saigon Beer Alcohol Beverage's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.13%.


Saigon Beer Alcohol Beverage  (STC:SAB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Saigon Beer Alcohol Beverage Effective Interest Rate on Debt % Related Terms


Saigon Beer Alcohol Beverage Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Saigon Beer Alcohol Beverage's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saigon Beer Alcohol Beverage Effective Interest Rate on Debt % Chart

Saigon Beer Alcohol Beverage Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 5.95 5.37 5.79 4.92 8.08

Saigon Beer Alcohol Beverage Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.18 7.00 8.43 7.60 8.13

STC:SAB vs BUD, STZ, TAP: Effective Interest Rate on Debt % Comparison

For the Beverages - Brewers subindustry, Saigon Beer Alcohol Beverage's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saigon Beer Alcohol Beverage Effective Interest Rate on Debt % vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, Saigon Beer Alcohol Beverage's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Saigon Beer Alcohol Beverage's Effective Interest Rate on Debt % falls into.


STC:SAB
77GF Score
Saigon Beer Alcohol Beverage Corp STC:SAB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Saigon Beer Alcohol Beverage Effective Interest Rate on Debt % Calculation

Saigon Beer Alcohol Beverage's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -34346.203/( (414828.414+435520.192)/ 2 )
=-1  *  -34346.203/425174.303
=8.08 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=169444.43 + 245383.984
=414828.414

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=167935.888 + 267584.304
=435520.192

Saigon Beer Alcohol Beverage's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -30212.64/( (435520.192+307859.179)/ 2 )
=-1  *  -30212.64/371689.6855
=8.13 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=167935.888 + 267584.304
=435520.192

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=167488.53 + 140370.649
=307859.179

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.13% mean?
Saigon Beer Alcohol Beverage (STC:SAB) has a Effective Interest Rate on Debt % of 8.13% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saigon Beer Alcohol Beverage and its competitors.
Is Saigon Beer Alcohol Beverage's Effective Interest Rate on Debt % too high?
Saigon Beer Alcohol Beverage's current Effective Interest Rate on Debt % is 8.13%. Overall, Saigon Beer Alcohol Beverage has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saigon Beer Alcohol Beverage's Effective Interest Rate on Debt % compare to BUD and STZ?
Saigon Beer Alcohol Beverage's Effective Interest Rate on Debt % of 8.13% can be compared against companies in the Beverages - Alcoholic industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Beverages - Alcoholic company?
A good Effective Interest Rate on Debt % depends on the Beverages - Alcoholic industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saigon Beer Alcohol Beverage and its competitors. Saigon Beer Alcohol Beverage's current Effective Interest Rate on Debt % is 8.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon Beer Alcohol Beverage stock overvalued right now?
Based on GuruFocus' analysis, Saigon Beer Alcohol Beverage (STC:SAB) is currently considered Fairly Valued. The stock's GF Value™ is ₫47,963.27, compared to a current price of ₫47,200.00 — trading 1.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.13%. Saigon Beer Alcohol Beverage's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Saigon Beer Alcohol Beverage (STC:SAB), the current Effective Interest Rate on Debt % is 8.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saigon Beer Alcohol Beverage (STC:SAB) Overvalued in 2026?

Based on GuruFocus' analysis, Saigon Beer Alcohol Beverage stock appears to be undervalued. The current stock price of ₫47,200.00 is trading 1.6% below its estimated GF Value™ of ₫47,963.27. GuruFocus considers Saigon Beer Alcohol Beverage to be Fairly Valued.

Key valuation signals for STC:SAB:

  • Effective Interest Rate on Debt %: 8.13%
  • GF Value™: ₫47,963.27 vs. price of ₫47,200.00 (1.6% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the STC:SAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saigon Beer Alcohol Beverage Business Description

Address 72 Le Thanh Ton (45A Ly Tu Trong, 5th Floor - Vincom Center B Building, District 1, Ho Chi Minh City, VNM
Saigon Beer Alcohol Beverage Corp operates in the beverage industry. The company produces and sells beer, alcohol, beverages, and related products including material and packaging materials; to provide warehousing, logistics, and transportation services; to manufacture mechanical equipment, structural steel construction, and mechanical equipment installation services; and to construct and provide real estate services.
77GF Score

Get the complete analysis for STC:SAB

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫47,200.00
Price
₫47,963.27
GF Value