Saigon Beer Alcohol BeverageSTC:SAB 77 Altman Z-Score is 8.13 as of Jun. 26, 2026, which is 30% below its 10-year median of 11.61. GuruFocus rates STC:SAB with a GF Score™ of 77/100 and a GF Value™ of ₫47,866.89 (Fairly Valued). The stock has 3 warning signs investors should review. Among 208 Beverages - Alcoholic companies, Saigon Beer Alcohol Beverage ranks better than 88.46% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 8.13 is strong.
Saigon Beer Alcohol Beverage has a Altman Z-Score of 8.13, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Saigon Beer Alcohol Beverage's Altman Z-Score or its related term are showing as below:
STC:SAB'
s Altman Z-Score Range Over the Past 10 Years
Min: 5.77 Med: 11.61 Max: 22.87
Current: 8.13
During the past 8 years, Saigon Beer Alcohol Beverage's highest Altman Z-Score was 22.87. The lowest was 5.77. And the median was 11.61.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Beverages - Brewers subindustry, Saigon Beer Alcohol Beverage's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saigon Beer Alcohol Beverage Altman Z-Score vs Beverages - Alcoholic Industry
For the Beverages - Alcoholic industry and Consumer Defensive sector, Saigon Beer Alcohol Beverage's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Saigon Beer Alcohol Beverage's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Saigon Beer Alcohol Beverage (STC:SAB) has a Altman Z-Score of 8.13 as of Jun. 26, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Saigon Beer Alcohol Beverage and its competitors. This is 30% below median its historical median of 11.61. Over the past decade, Saigon Beer Alcohol Beverage's Altman Z-Score has ranged from 5.77 to 22.87. According to the industry distribution chart, Saigon Beer Alcohol Beverage ranks #24 out of 208 companies in the Beverages - Alcoholic industry, placing it in the top 11.5%.
Is Saigon Beer Alcohol Beverage's Altman Z-Score too high?
Saigon Beer Alcohol Beverage's current Altman Z-Score of 8.13 is 30% below median its 10-year median of 11.61. Over the past 10 years, this metric has ranged from a low of 5.77 to a high of 22.87. The Beverages - Alcoholic industry median Altman Z-Score is 2.77. Saigon Beer Alcohol Beverage's value of 8.13 is 193.5% above this industry median. Based on the distribution chart, Saigon Beer Alcohol Beverage ranks #24 out of 208 companies in the Beverages - Alcoholic industry, which is in the top quartile — a strong position relative to peers. Overall, Saigon Beer Alcohol Beverage has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saigon Beer Alcohol Beverage's Altman Z-Score compare to STZ and TAP?
According to the Beverages - Alcoholic industry distribution chart, Saigon Beer Alcohol Beverage ranks #24 out of 208 companies for Altman Z-Score. This places Saigon Beer Alcohol Beverage in the top 12% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.77. Saigon Beer Alcohol Beverage's value of 8.13 is 193.5% above this benchmark. Historically, Saigon Beer Alcohol Beverage's own Altman Z-Score has ranged from 5.77 to 22.87 over the past decade. While the company's 10-year median is 11.61 vs. the industry median of 2.77, Saigon Beer Alcohol Beverage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Beverages - Alcoholic company?
The median Altman Z-Score among Beverages - Alcoholic companies is 2.77, based on 208 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saigon Beer Alcohol Beverage's current Altman Z-Score of 8.13 is 193.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Saigon Beer Alcohol Beverage and its competitors. For the Beverages - Alcoholic industry, the median Altman Z-Score is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saigon Beer Alcohol Beverage's current Altman Z-Score is 8.13, which is 30% below median its own 10-year median of 11.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saigon Beer Alcohol Beverage stock overvalued right now?
Based on GuruFocus' analysis, Saigon Beer Alcohol Beverage (STC:SAB) is currently considered Fairly Valued. The stock's GF Value™ is ₫47,866.89, compared to a current price of ₫48,600.00 — trading 1.5% above its estimated fair value. The current Altman Z-Score is 8.13, which is 30% below median its 10-year median of 11.61 and 193.5% above the Beverages - Alcoholic industry median of 2.77. Saigon Beer Alcohol Beverage's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Saigon Beer Alcohol Beverage (STC:SAB), the current Altman Z-Score is 8.13 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saigon Beer Alcohol Beverage (STC:SAB) Overvalued in 2026?
Based on GuruFocus' analysis, Saigon Beer Alcohol Beverage stock appears to be overvalued.
The current stock price of ₫48,600.00 is trading 1.5% above its estimated GF Value™ of ₫47,866.89.
GuruFocus considers Saigon Beer Alcohol Beverage to be Fairly Valued.
Key valuation signals for STC:SAB:
Altman Z-Score: 8.13 (30% below median its 10-year median of 11.61)
GF Value™: ₫47,866.89 vs. price of ₫48,600.00 (1.5% above fair value)
Industry Position: 193.5% above the Beverages - Alcoholic median (#24 of 208)
No single metric tells the full story. See the STC:SAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saigon Beer Alcohol Beverage Corp operates in the beverage industry. The company produces and sells beer, alcohol, beverages, and related products including material and packaging materials; to provide warehousing, logistics, and transportation services; to manufacture mechanical equipment, structural steel construction, and mechanical equipment installation services; and to construct and provide real estate services.
77GF Score
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