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China Harmony Auto Holding (STU:HA5) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
China Harmony Auto Holding Effective Interest Rate on Debt % Related Terms
China Harmony Auto Holding Effective Interest Rate on Debt % Historical Data
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The historical data trend for China Harmony Auto Holding's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Harmony Auto Holding Effective Interest Rate on Debt % Chart
STU:HA5 vs CVNA, PAG, ALTB: Effective Interest Rate on Debt % Comparison
For the Auto & Truck Dealerships subindustry, China Harmony Auto Holding's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Harmony Auto Holding Effective Interest Rate on Debt % vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, China Harmony Auto Holding's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where China Harmony Auto Holding's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.77% mean?
China Harmony Auto Holding (STU:HA5) has a Effective Interest Rate on Debt % of 5.77% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Harmony Auto Holding and its competitors.
Is China Harmony Auto Holding's Effective Interest Rate on Debt % too high?
China Harmony Auto Holding's current Effective Interest Rate on Debt % is 5.77%. Overall, China Harmony Auto Holding has a GF Score™ of 36/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does China Harmony Auto Holding's Effective Interest Rate on Debt % compare to CVNA and PAG?
China Harmony Auto Holding's Effective Interest Rate on Debt % of 5.77% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on China Harmony Auto Holding and its competitors. China Harmony Auto Holding's current Effective Interest Rate on Debt % is 5.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Harmony Auto Holding stock overvalued right now?
Based on GuruFocus' analysis, China Harmony Auto Holding (STU:HA5) is currently considered Possible Value Trap. The stock's GF Value™ is €0.09, compared to a current price of €0.06 — trading 35.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.77%. China Harmony Auto Holding's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For China Harmony Auto Holding (STU:HA5), the current Effective Interest Rate on Debt % is 5.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Harmony Auto Holding (STU:HA5) Overvalued in 2026?
Based on GuruFocus' analysis, China Harmony Auto Holding stock appears to be undervalued.
The current stock price of €0.06 is trading 35.6% below its estimated GF Value™ of €0.09.
GuruFocus considers China Harmony Auto Holding to be Possible Value Trap.
Key valuation signals for STU:HA5:
Effective Interest Rate on Debt %: 5.77%
GF Value™: €0.09 vs. price of €0.06 (35.6% below fair value)
No single metric tells the full story. See the STU:HA5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Harmony Auto Holding Ltd is a China car dealer involved mainly in the business of high-end luxury and ultra-luxury vehicles. The company distributes luxury and ultra-luxury cars in China, including Rolls-Royce, Aston Martin, BMW, Lexus, Land Rover, Ferrari, and Maserati, through more than 70 dealerships dispersed across large and midsize cities such as Beijing, Shanghai, Xiamen, Guangzhou, and Wuhan. The majority of revenue is from mainland China.
36GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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