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Thanachart Capital PCL (OTCPK:THNVF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Thanachart Capital PCL Effective Interest Rate on Debt % Related Terms
Thanachart Capital PCL Effective Interest Rate on Debt % Historical Data
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The historical data trend for Thanachart Capital PCL's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thanachart Capital PCL Effective Interest Rate on Debt % Chart
THNVF vs V, MA, AXP: Effective Interest Rate on Debt % Comparison
For the Credit Services subindustry, Thanachart Capital PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thanachart Capital PCL Effective Interest Rate on Debt % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Thanachart Capital PCL's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Thanachart Capital PCL's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 3.02% mean?
Thanachart Capital PCL (THNVF) has a Effective Interest Rate on Debt % of 3.02% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Thanachart Capital PCL and its competitors.
Is Thanachart Capital PCL's Effective Interest Rate on Debt % too high?
Thanachart Capital PCL's current Effective Interest Rate on Debt % is 3.02%. Overall, Thanachart Capital PCL has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Thanachart Capital PCL's Effective Interest Rate on Debt % compare to V and MA?
Thanachart Capital PCL's Effective Interest Rate on Debt % of 3.02% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Thanachart Capital PCL and its competitors. Thanachart Capital PCL's current Effective Interest Rate on Debt % is 3.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thanachart Capital PCL stock overvalued right now?
Thanachart Capital PCL (THNVF) has a current Effective Interest Rate on Debt % of 3.02%. The stock's GF Value™ is $0.81, compared to a current price of $1.08 — trading 33.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.02%. Thanachart Capital PCL's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Thanachart Capital PCL (THNVF), the current Effective Interest Rate on Debt % is 3.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thanachart Capital PCL (THNVF) Overvalued in 2026?
Based on GuruFocus' analysis, Thanachart Capital PCL stock appears to be overvalued.
The current stock price of $1.08 is trading 33.3% above its estimated GF Value™ of $0.81.
Key valuation signals for THNVF:
Effective Interest Rate on Debt %: 3.02%
GF Value™: $0.81 vs. price of $1.08 (33.3% above fair value)
No single metric tells the full story. See the THNVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thanachart Capital PCL is an investment holding company domiciled in Thailand. Through its subsidiaries, it operates in different reportable operating business segments such as; non-performing assets management business, securities business, asset management business, leasing and hire purchase business, non-life insurance business, life insurance business, and others. The majority of the company's revenue is generated from its Leasing and Hire purchase business which provides auto hire purchase and financial lease services with a focus on the auto market for new and used cars markets for passenger cars as well as vehicles for commercial purposes, such as pick-ups, taxis, truck tractors and lorries, etc.
64GF Score
Get the complete analysis for THNVF
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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