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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Thanachart Capital PCL's 10-Year RORE % for the quarter that ended in Mar. 2026 was 6.33%.
The industry rank for Thanachart Capital PCL's 10-Year RORE % or its related term are showing as below:
THNVF's 10-Year RORE % is ranked worse than 54.18% of 371
companies
in the Credit Services industry
Industry Median: 8.37
vs THNVF: 6.33
Thanachart Capital PCL (OTCPK:THNVF) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Thanachart Capital PCL 10-Year RORE % Related Terms
Thanachart Capital PCL 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Thanachart Capital PCL's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Thanachart Capital PCL's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thanachart Capital PCL 10-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Thanachart Capital PCL's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Thanachart Capital PCL's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Thanachart Capital PCL (THNVF) has a 10-Year RORE % of 6.33 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Thanachart Capital PCL and its competitors. According to the industry distribution chart, Thanachart Capital PCL ranks #201 out of 371 companies in the Credit Services industry, placing it in the top 54.2%.
Is Thanachart Capital PCL's 10-Year RORE % too high?
Thanachart Capital PCL's current 10-Year RORE % is 6.33. The Credit Services industry median 10-Year RORE % is 8.37. Thanachart Capital PCL's value of 6.33 is 24.4% below this industry median. Based on the distribution chart, Thanachart Capital PCL ranks #201 out of 371 companies in the Credit Services industry, which is below the industry midpoint. Overall, Thanachart Capital PCL has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Thanachart Capital PCL's 10-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Thanachart Capital PCL ranks #201 out of 371 companies for 10-Year RORE %. This places Thanachart Capital PCL in the lower half of its industry. The industry median 10-Year RORE % is 8.37. Thanachart Capital PCL's value of 6.33 is 24.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Credit Services company?
The median 10-Year RORE % among Credit Services companies is 8.37, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thanachart Capital PCL's current 10-Year RORE % of 6.33 is 24.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Thanachart Capital PCL and its competitors. For the Credit Services industry, the median 10-Year RORE % is 8.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thanachart Capital PCL's current 10-Year RORE % is 6.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thanachart Capital PCL stock overvalued right now?
Thanachart Capital PCL (THNVF) has a current 10-Year RORE % of 6.33. The stock's GF Value™ is $0.81, compared to a current price of $1.08 — trading 33.3% above its estimated fair value. The current 10-Year RORE % is 6.33 and 24.4% below the Credit Services industry median of 8.37. Thanachart Capital PCL's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Thanachart Capital PCL (THNVF), the current 10-Year RORE % is 6.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thanachart Capital PCL (THNVF) Overvalued in 2026?
Based on GuruFocus' analysis, Thanachart Capital PCL stock appears to be overvalued.
The current stock price of $1.08 is trading 33.3% above its estimated GF Value™ of $0.81.
Key valuation signals for THNVF:
10-Year RORE %: 6.33
GF Value™: $0.81 vs. price of $1.08 (33.3% above fair value)
Industry Position: 24.4% below the Credit Services median (#201 of 371)
No single metric tells the full story. See the THNVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thanachart Capital PCL is an investment holding company domiciled in Thailand. Through its subsidiaries, it operates in different reportable operating business segments such as; non-performing assets management business, securities business, asset management business, leasing and hire purchase business, non-life insurance business, life insurance business, and others. The majority of the company's revenue is generated from its Leasing and Hire purchase business which provides auto hire purchase and financial lease services with a focus on the auto market for new and used cars markets for passenger cars as well as vehicles for commercial purposes, such as pick-ups, taxis, truck tractors and lorries, etc.
64GF Score
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10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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