Thanachart Capital PCLTHNVF 66 PEG Ratio is 0.96 as of Jul. 02, 2026, which is 48% below its 10-year median of 1.85. GuruFocus rates THNVF with a GF Score™ of 66/100 and a GF Value™ of $0.88. The stock has 7 warning signs investors should review. Among 234 Credit Services companies, Thanachart Capital PCL ranks worse than 73.08% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Thanachart Capital PCL's PEG Ratio or its related term are showing as below:
THNVF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.7 Med: 1.85 Max: 3.73
Current: 1.83
During the past 13 years, Thanachart Capital PCL's highest PEG Ratio was 3.73. The lowest was 0.70. And the median was 1.85.
THNVF's PEG Ratio is ranked worse than 73.08% of 234
companies
in the Credit Services industry
Industry Median: 0.885
vs THNVF: 1.83
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Thanachart Capital PCL (OTCPK:THNVF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Thanachart Capital PCL's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thanachart Capital PCL PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Thanachart Capital PCL's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Thanachart Capital PCL's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Thanachart Capital PCL (THNVF) has a PEG Ratio of 0.96 as of Jul. 02, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Thanachart Capital PCL and its competitors. This is 48% below median its historical median of 1.85. Over the past decade, Thanachart Capital PCL's PEG Ratio has ranged from 0.70 to 3.73. According to the industry distribution chart, Thanachart Capital PCL ranks #171 out of 234 companies in the Credit Services industry, placing it in the top 73.1%.
Is Thanachart Capital PCL's PEG Ratio too high?
Thanachart Capital PCL's current PEG Ratio of 0.96 is 48% below median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 3.73. The Credit Services industry median PEG Ratio is 0.89. Thanachart Capital PCL's value of 0.96 is 8.5% above this industry median. Based on the distribution chart, Thanachart Capital PCL ranks #171 out of 234 companies in the Credit Services industry, which is below the industry midpoint. Overall, Thanachart Capital PCL has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Thanachart Capital PCL's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Thanachart Capital PCL ranks #171 out of 234 companies for PEG Ratio. This places Thanachart Capital PCL in the lower half of its industry. The industry median PEG Ratio is 0.89. Thanachart Capital PCL's value of 0.96 is 8.5% above this benchmark. Historically, Thanachart Capital PCL's own PEG Ratio has ranged from 0.70 to 3.73 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 0.89, Thanachart Capital PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.89, based on 234 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thanachart Capital PCL's current PEG Ratio of 0.96 is 8.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Thanachart Capital PCL and its competitors. For the Credit Services industry, the median PEG Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thanachart Capital PCL's current PEG Ratio is 0.96, which is 48% below median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thanachart Capital PCL stock overvalued right now?
Thanachart Capital PCL (THNVF) has a current PEG Ratio of 0.96. The stock's GF Value™ is $0.88, compared to a current price of $1.08 — trading 22.7% above its estimated fair value. The current PEG Ratio is 0.96, which is 48% below median its 10-year median of 1.85 and 8.5% above the Credit Services industry median of 0.89. Thanachart Capital PCL's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Thanachart Capital PCL (THNVF), the current PEG Ratio is 0.96 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thanachart Capital PCL (THNVF) Overvalued in 2026?
Based on GuruFocus' analysis, Thanachart Capital PCL stock appears to be overvalued.
The current stock price of $1.08 is trading 22.7% above its estimated GF Value™ of $0.88.
Key valuation signals for THNVF:
PEG Ratio: 0.96 (48% below median its 10-year median of 1.85)
GF Value™: $0.88 vs. price of $1.08 (22.7% above fair value)
Industry Position: 8.5% above the Credit Services median (#171 of 234)
No single metric tells the full story. See the THNVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thanachart Capital PCL is an investment holding company domiciled in Thailand. Through its subsidiaries, it operates in different reportable operating business segments such as; non-performing assets management business, securities business, asset management business, leasing and hire purchase business, non-life insurance business, life insurance business, and others. The majority of the company's revenue is generated from its Leasing and Hire purchase business which provides auto hire purchase and financial lease services with a focus on the auto market for new and used cars markets for passenger cars as well as vehicles for commercial purposes, such as pick-ups, taxis, truck tractors and lorries, etc.
66GF Score
Get the complete analysis for THNVF
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