Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Thryv Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $26.4 Mil. Thryv Holdings's average total debt for the quarter that ended in Mar. 2026 was $256.0 Mil. Therefore, Thryv Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 10.32%.
Thryv Holdings (NAS:THRY) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Thryv Holdings Effective Interest Rate on Debt % Related Terms
Thryv Holdings Effective Interest Rate on Debt % Historical Data
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The historical data trend for Thryv Holdings's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thryv Holdings Effective Interest Rate on Debt % Chart
THRY vs EGAN, KLTR, LMED: Effective Interest Rate on Debt % Comparison
For the Software - Application subindustry, Thryv Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thryv Holdings Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Thryv Holdings's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Thryv Holdings's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 10.32% mean?
Thryv Holdings (THRY) has a Effective Interest Rate on Debt % of 10.32% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Thryv Holdings and its competitors.
Is Thryv Holdings' Effective Interest Rate on Debt % too high?
Thryv Holdings' current Effective Interest Rate on Debt % is 10.32%. Overall, Thryv Holdings has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Thryv Holdings' Effective Interest Rate on Debt % compare to EGAN and KLTR?
Thryv Holdings' Effective Interest Rate on Debt % of 10.32% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Thryv Holdings and its competitors. Thryv Holdings's current Effective Interest Rate on Debt % is 10.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thryv Holdings stock overvalued right now?
Based on GuruFocus' analysis, Thryv Holdings (THRY) is currently considered Possible Value Trap. The stock's GF Value™ is $11.26, compared to a current price of $4.30 — trading 61.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.32%. Thryv Holdings' overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Thryv Holdings (THRY), the current Effective Interest Rate on Debt % is 10.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thryv Holdings (THRY) Overvalued in 2026?
Based on GuruFocus' analysis, Thryv Holdings stock appears to be undervalued.
The current stock price of $4.30 is trading 61.9% below its estimated GF Value™ of $11.26.
GuruFocus considers Thryv Holdings to be Possible Value Trap.
Key valuation signals for THRY:
Effective Interest Rate on Debt %: 10.32%
GF Value™: $11.26 vs. price of $4.30 (61.9% below fair value)
No single metric tells the full story. See the THRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thryv Holdings Inc is dedicated to supporting local, independent service-based businesses and emerging franchises by providing a cloud-based software platform, and marketing solutions to entrepreneurs. The group are provider of SaaS all-in-one small business management software in addition to providing print and digital marketing solutions to SMBs. Its solutions enable small and medium-sized business clients to attract and generate new business leads, manage their customer relationships efficiently with artificial intelligence (AI) tools and automation. The group has two business segments; Thryv SaaS deriving maximum revenue and Thryv Marketing Services.
51GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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