THRY (Thryv Holdings) Financial Strength: 4 (As of Mar. 2026) — Near Median

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THRY Thryv Holdings Inc THRY
55 GF Score
Price $4.05
GF Value $11.10
Valuation Possible Value Trap
! 5 Warning Signs
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What is Thryv Holdings Financial Strength?

Thryv Holdings THRY 55 Financial Strength is 4 as of Mar. 2026, which is at its 10-year median of 4.00. GuruFocus rates THRY with a GF Score™ of 55/100 and a GF Value™ of $11.10 (Possible Value Trap). The stock has 5 warning signs investors should review.

Thryv Holdings has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Thryv Holdings's Interest Coverage for the quarter that ended in Mar. 2026 was 0.61. Thryv Holdings's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.39. As of today, Thryv Holdings's Altman Z-Score is 0.55.


Thryv Holdings  (NAS:THRY) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Thryv Holdings has the Financial Strength Rank of 4.


Thryv Holdings Financial Strength Related Terms


THRY vs DHX, DOMO, EXFY: Financial Strength Comparison

For the Software - Application subindustry, Thryv Holdings's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thryv Holdings Financial Strength vs Software Industry

For the Software industry and Technology sector, Thryv Holdings's Financial Strength distribution charts can be found below:

* The bar in red indicates where Thryv Holdings's Financial Strength falls into.


THRY
55GF Score
Thryv Holdings Inc THRY
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Thryv Holdings Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Thryv Holdings's Interest Expense for the months ended in Mar. 2026 was $-6.6 Mil. Its Operating Income for the months ended in Mar. 2026 was $4.1 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $232.3 Mil.

Thryv Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*4.058/-6.607
=0.61

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Thryv Holdings's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(26.25 + 232.313) / 670.736
=0.39

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Thryv Holdings has a Z-score of 0.55, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 0.55 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
Thryv Holdings (THRY) has a Financial Strength of 4 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Thryv Holdings and its competitors. This is near median its historical median of 4.00. Over the past decade, Thryv Holdings' Financial Strength has ranged from 4.00 to 5.00.
Is Thryv Holdings' Financial Strength too high?
Thryv Holdings' current Financial Strength of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 5.00. Overall, Thryv Holdings has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Thryv Holdings' Financial Strength compare to DHX and DOMO?
Thryv Holdings' Financial Strength of 4 can be compared against companies in the Software industry. Historically, Thryv Holdings' own Financial Strength has ranged from 4.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Thryv Holdings and its competitors. Thryv Holdings's current Financial Strength is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thryv Holdings stock overvalued right now?
Based on GuruFocus' analysis, Thryv Holdings (THRY) is currently considered Possible Value Trap. The stock's GF Value™ is $11.10, compared to a current price of $4.05 — trading 63.5% below its estimated fair value. The current Financial Strength is 4, which is near median its 10-year median of 4.00. Thryv Holdings' overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Thryv Holdings (THRY), the current Financial Strength is 4 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thryv Holdings (THRY) Overvalued in 2026?

Based on GuruFocus' analysis, Thryv Holdings stock appears to be undervalued. The current stock price of $4.05 is trading 63.5% below its estimated GF Value™ of $11.10. GuruFocus considers Thryv Holdings to be Possible Value Trap.

Key valuation signals for THRY:

  • Financial Strength: 4 (near median its 10-year median of 4.00)
  • GF Value™: $11.10 vs. price of $4.05 (63.5% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the THRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thryv Holdings Business Description

Address 1301 Municipal Way, Suite 220, Grapevine, TX, USA, 76051
Thryv Holdings Inc is dedicated to supporting local, independent service-based businesses and emerging franchises by providing a cloud-based software platform, and marketing solutions to entrepreneurs. The group are provider of SaaS all-in-one small business management software in addition to providing print and digital marketing solutions to SMBs. Its solutions enable small and medium-sized business clients to attract and generate new business leads, manage their customer relationships efficiently with artificial intelligence (AI) tools and automation. The group has two business segments; Thryv SaaS deriving maximum revenue and Thryv Marketing Services.
55GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.05
Price
$11.10
GF Value