Thryv HoldingsTHRY -2.12%51 Interest Coverage is 0.61 as of Mar. 2026, which is 71% below its 10-year median of 2.12. GuruFocus rates THRY with a GF Score™ of 51/100 and a GF Value™ of $11.30 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,705 Software companies, Thryv Holdings ranks worse than 90.5% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Thryv Holdings's
Operating Income
for the
three
months ended in Mar. 2026 was $4.1 Mil. Thryv Holdings's Interest Expense for the
three
months ended in Mar. 2026 was $-6.6 Mil.
Thryv Holdings's interest coverage for the quarter that ended in Mar. 2026 was 0.61.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Thryv Holdings's Interest Coverage or its related term are showing as below:
THRY'
s Interest Coverage Range Over the Past 10 Years
Min: 1.06 Med: 2.12 Max: 3.34
Current: 1.98
THRY's Interest Coverage is ranked worse than 90.5% of 1705
companies
in the Software industry
Industry Median: 24.67
vs THRY: 1.98
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Thryv Holdings Interest Coverage Related Terms
Thryv Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Thryv Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
THRY vs PERF, MRT, RYDE: Interest Coverage Comparison
For the Software - Application subindustry, Thryv Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thryv Holdings Interest Coverage vs Software Industry
For the Software industry and Technology sector, Thryv Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Thryv Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thryv Holdings (THRY) has a Interest Coverage of 0.61 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thryv Holdings and its competitors. This is 71% below median its historical median of 2.12. Over the past decade, Thryv Holdings' Interest Coverage has ranged from 1.06 to 3.34. According to the industry distribution chart, Thryv Holdings ranks #1543 out of 1705 companies in the Software industry, placing it in the top 90.5%.
Is Thryv Holdings' Interest Coverage too high?
Thryv Holdings' current Interest Coverage of 0.61 is 71% below median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 3.34. The Software industry median Interest Coverage is 24.67. Thryv Holdings' value of 0.61 is 97.5% below this industry median. Based on the distribution chart, Thryv Holdings ranks #1543 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Thryv Holdings has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Thryv Holdings' Interest Coverage compare to PERF and MRT?
According to the Software industry distribution chart, Thryv Holdings ranks #1543 out of 1705 companies for Interest Coverage. This places Thryv Holdings in the lower half of its industry. The industry median Interest Coverage is 24.67. Thryv Holdings' value of 0.61 is 97.5% below this benchmark. Historically, Thryv Holdings' own Interest Coverage has ranged from 1.06 to 3.34 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 24.67, Thryv Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thryv Holdings's current Interest Coverage of 0.61 is 97.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thryv Holdings and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thryv Holdings's current Interest Coverage is 0.61, which is 71% below median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thryv Holdings stock overvalued right now?
Based on GuruFocus' analysis, Thryv Holdings (THRY) is currently considered Possible Value Trap. The stock's GF Value™ is $11.30, compared to a current price of $3.70 — trading 67.3% below its estimated fair value. The current Interest Coverage is 0.61, which is 71% below median its 10-year median of 2.12 and 97.5% below the Software industry median of 24.67. Thryv Holdings' overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Thryv Holdings (THRY), the current Interest Coverage is 0.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thryv Holdings (THRY) Overvalued in 2026?
Based on GuruFocus' analysis, Thryv Holdings stock appears to be undervalued.
The current stock price of $3.70 is trading 67.3% below its estimated GF Value™ of $11.30.
GuruFocus considers Thryv Holdings to be Possible Value Trap.
Key valuation signals for THRY:
Interest Coverage: 0.61 (71% below median its 10-year median of 2.12)
GF Value™: $11.30 vs. price of $3.70 (67.3% below fair value)
Industry Position: 97.5% below the Software median (#1543 of 1705)
No single metric tells the full story. See the THRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thryv Holdings Inc is dedicated to supporting local, independent service-based businesses and emerging franchises by providing a cloud-based software platform, and marketing solutions to entrepreneurs. The group are provider of SaaS all-in-one small business management software in addition to providing print and digital marketing solutions to SMBs. Its solutions enable small and medium-sized business clients to attract and generate new business leads, manage their customer relationships efficiently with artificial intelligence (AI) tools and automation. The group has two business segments; Thryv SaaS deriving maximum revenue and Thryv Marketing Services.
51GF Score
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