Zyxel Group (TPE:3704) Effective Interest Rate on Debt %: 1.93% (As of Mar. 2026)

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TPE:3704 Zyxel Group Corp TPE:3704
73 GF Score
Price NT$39.90
GF Value NT$36.10
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Zyxel Group Effective Interest Rate on Debt %?

Zyxel Group TPE:3704 -2.44% 73 Effective Interest Rate on Debt % is 1.93% as of Mar. 2026. GuruFocus rates TPE:3704 with a GF Score™ of 73/100 and a GF Value™ of NT$36.10 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Zyxel Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was NT$74 Mil. Zyxel Group's average total debt for the quarter that ended in Mar. 2026 was NT$3,858 Mil. Therefore, Zyxel Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.93%.


Zyxel Group  (TPE:3704) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Zyxel Group Effective Interest Rate on Debt % Related Terms


Zyxel Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Zyxel Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zyxel Group Effective Interest Rate on Debt % Chart

Zyxel Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 1.49 1.97 2.53 2.34

Zyxel Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.66 2.16 2.78 1.62 1.93

TPE:3704 vs CSCO, MSI, HPE: Effective Interest Rate on Debt % Comparison

For the Communication Equipment subindustry, Zyxel Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zyxel Group Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, Zyxel Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Zyxel Group's Effective Interest Rate on Debt % falls into.


TPE:3704
73GF Score
Zyxel Group Corp TPE:3704
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zyxel Group Effective Interest Rate on Debt % Calculation

Zyxel Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -85.257/( (3530.854+3747.268)/ 2 )
=-1  *  -85.257/3639.061
=2.34 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2291.797 + 1239.057
=3530.854

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=342.377 + 3404.891
=3747.268

Zyxel Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -74.356/( (3747.268+3969.103)/ 2 )
=-1  *  -74.356/3858.1855
=1.93 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=342.377 + 3404.891
=3747.268

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=350.051 + 3619.052
=3969.103

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.93% mean?
Zyxel Group (TPE:3704) has a Effective Interest Rate on Debt % of 1.93% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zyxel Group and its competitors.
Is Zyxel Group's Effective Interest Rate on Debt % too high?
Zyxel Group's current Effective Interest Rate on Debt % is 1.93%. Overall, Zyxel Group has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zyxel Group's Effective Interest Rate on Debt % compare to CSCO and MSI?
Zyxel Group's Effective Interest Rate on Debt % of 1.93% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zyxel Group and its competitors. Zyxel Group's current Effective Interest Rate on Debt % is 1.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zyxel Group stock overvalued right now?
Based on GuruFocus' analysis, Zyxel Group (TPE:3704) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$36.10, compared to a current price of NT$39.90 — trading 10.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.93%. Zyxel Group's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Zyxel Group (TPE:3704), the current Effective Interest Rate on Debt % is 1.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zyxel Group (TPE:3704) Overvalued in 2026?

Based on GuruFocus' analysis, Zyxel Group stock appears to be overvalued. The current stock price of NT$39.90 is trading 10.5% above its estimated GF Value™ of NT$36.10. GuruFocus considers Zyxel Group to be Modestly Overvalued.

Key valuation signals for TPE:3704:

  • Effective Interest Rate on Debt %: 1.93%
  • GF Value™: NT$36.10 vs. price of NT$39.90 (10.5% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the TPE:3704 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zyxel Group Business Description

Address Gongdao 5th Road, 3rd Floor, No. 363, Section 2, East District, Hsinchu, TWN
Zyxel Group Corp is a Taiwan-based company that offers communications and networking products. It produces wifi systems, wireless extenders, home routers, cloud access cameras, switches, power and adapters, personal cloud storage, and security appliances and services. Geographically, it covers the United States, France, and other countries. It has four reportable segments: brand business segment, channel business segment, product business segment, and investment segment.
73GF Score

Get the complete analysis for TPE:3704

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$39.90
Price
NT$36.10
GF Value