Arr Planner Co (TSE:2983) Effective Interest Rate on Debt %: 1.55% (As of Jan. 2026)

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TSE:2983 Arr Planner Co Ltd TSE:2983
74 GF Score
Price 円1,686.00
GF Value 円836.94
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Arr Planner Co Effective Interest Rate on Debt %?

Arr Planner Co TSE:2983 +2.43% 74 Effective Interest Rate on Debt % is 1.55% as of Jan. 2026. GuruFocus rates TSE:2983 with a GF Score™ of 74/100 and a GF Value™ of 円836.94 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Arr Planner Co's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was 円294 Mil. Arr Planner Co's average total debt for the quarter that ended in Jan. 2026 was 円19,009 Mil. Therefore, Arr Planner Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 1.55%.


Arr Planner Co  (TSE:2983) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Arr Planner Co Effective Interest Rate on Debt % Related Terms


Arr Planner Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Arr Planner Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arr Planner Co Effective Interest Rate on Debt % Chart

Arr Planner Co Annual Data
Trend Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 1.08 1.17 1.10 1.14 1.45

Arr Planner Co Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.34 1.44 1.49 1.55 1.58

Arr Planner Co Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Arr Planner Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arr Planner Co Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Arr Planner Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Arr Planner Co's Effective Interest Rate on Debt % falls into.


TSE:2983
74GF Score
Arr Planner Co Ltd TSE:2983
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arr Planner Co Effective Interest Rate on Debt % Calculation

Arr Planner Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -260.982/( (16642.949+19394.191)/ 2 )
=-1  *  -260.982/18018.57
=1.45 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4122.607 + 12520.342
=16642.949

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4460.133 + 14934.058
=19394.191

Arr Planner Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -293.732/( (18624.603+19394.191)/ 2 )
=-1  *  -293.732/19009.397
=1.55 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4060.624 + 14563.979
=18624.603

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4460.133 + 14934.058
=19394.191

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.55% mean?
Arr Planner Co (TSE:2983) has a Effective Interest Rate on Debt % of 1.55% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Arr Planner Co and its competitors.
Is Arr Planner Co's Effective Interest Rate on Debt % too high?
Arr Planner Co's current Effective Interest Rate on Debt % is 1.55%. Overall, Arr Planner Co has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arr Planner Co's Effective Interest Rate on Debt % compare to competitors?
Arr Planner Co's Effective Interest Rate on Debt % of 1.55% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Arr Planner Co and its competitors. Arr Planner Co's current Effective Interest Rate on Debt % is 1.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arr Planner Co stock overvalued right now?
Based on GuruFocus' analysis, Arr Planner Co (TSE:2983) is currently considered Significantly Overvalued. The stock's GF Value™ is 円836.94, compared to a current price of 円1,686.00 — trading 101.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.55%. Arr Planner Co's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Arr Planner Co (TSE:2983), the current Effective Interest Rate on Debt % is 1.55% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arr Planner Co (TSE:2983) Overvalued in 2026?

Based on GuruFocus' analysis, Arr Planner Co stock appears to be overvalued. The current stock price of 円1,686.00 is trading 101.4% above its estimated GF Value™ of 円836.94. GuruFocus considers Arr Planner Co to be Significantly Overvalued.

Key valuation signals for TSE:2983:

  • Effective Interest Rate on Debt %: 1.55%
  • GF Value™: 円836.94 vs. price of 円1,686.00 (101.4% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the TSE:2983 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arr Planner Co Business Description

Address 1-13-3 Higashisakura, Higashi-ku, NHK Nagoya Broadcasting Center Building, 10th Floor, Nagoya, JPN, 461-0005
Arr Planner Co Ltd specializes in custom housing and real estate services. Its custom housing division offers services such as custom homes, new detached house sales, renovations, exterior work, rental housing (land utilization), and commercial building design. The real estate division handles real estate sales and brokerage, new detached house sales, used house renovation, and profitable real estate trading.
74GF Score

Get the complete analysis for TSE:2983

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,686.00
Price
円836.94
GF Value