UP Garage Group Co (TSE:7134) Effective Interest Rate on Debt %: 0.73% (As of Mar. 2026)

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TSE:7134 UP Garage Group Co Ltd TSE:7134
83 GF Score
Price 円1,453.00
GF Value 円1,198.55
Valuation Modestly Overvalued
! 4 Warning Signs
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What is UP Garage Group Co Effective Interest Rate on Debt %?

UP Garage Group Co TSE:7134 +0.07% 83 Effective Interest Rate on Debt % is 0.73% as of Mar. 2026. GuruFocus rates TSE:7134 with a GF Score™ of 83/100 and a GF Value™ of 円1,198.55 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. UP Garage Group Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円2 Mil. UP Garage Group Co's average total debt for the quarter that ended in Mar. 2026 was 円240 Mil. Therefore, UP Garage Group Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.73%.


UP Garage Group Co  (TSE:7134) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


UP Garage Group Co Effective Interest Rate on Debt % Related Terms


UP Garage Group Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for UP Garage Group Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UP Garage Group Co Effective Interest Rate on Debt % Chart

UP Garage Group Co Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.64 0.41 0.45 0.48 0.62

UP Garage Group Co Quarterly Data
Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.85 0.67 0.73 0.70

TSE:7134 vs CVNA, PAG, KMX: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, UP Garage Group Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UP Garage Group Co Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, UP Garage Group Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where UP Garage Group Co's Effective Interest Rate on Debt % falls into.


TSE:7134
83GF Score
UP Garage Group Co Ltd TSE:7134
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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UP Garage Group Co Effective Interest Rate on Debt % Calculation

UP Garage Group Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -1.838/( (319.778+271.282)/ 2 )
=-1  *  -1.838/295.53
=0.62 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=57.812 + 261.966
=319.778

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=100.438 + 170.844
=271.282

UP Garage Group Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.752/( (209.128+271.282)/ 2 )
=-1  *  -1.752/240.205
=0.73 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=44.689 + 164.439
=209.128

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=100.438 + 170.844
=271.282

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.73% mean?
UP Garage Group Co (TSE:7134) has a Effective Interest Rate on Debt % of 0.73% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UP Garage Group Co and its competitors.
Is UP Garage Group Co's Effective Interest Rate on Debt % too high?
UP Garage Group Co's current Effective Interest Rate on Debt % is 0.73%. Overall, UP Garage Group Co has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UP Garage Group Co's Effective Interest Rate on Debt % compare to CVNA and PAG?
UP Garage Group Co's Effective Interest Rate on Debt % of 0.73% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UP Garage Group Co and its competitors. UP Garage Group Co's current Effective Interest Rate on Debt % is 0.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UP Garage Group Co stock overvalued right now?
Based on GuruFocus' analysis, UP Garage Group Co (TSE:7134) is currently considered Modestly Overvalued. The stock's GF Value™ is 円1,198.55, compared to a current price of 円1,453.00 — trading 21.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.73%. UP Garage Group Co's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For UP Garage Group Co (TSE:7134), the current Effective Interest Rate on Debt % is 0.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UP Garage Group Co (TSE:7134) Overvalued in 2026?

Based on GuruFocus' analysis, UP Garage Group Co stock appears to be overvalued. The current stock price of 円1,453.00 is trading 21.2% above its estimated GF Value™ of 円1,198.55. GuruFocus considers UP Garage Group Co to be Modestly Overvalued.

Key valuation signals for TSE:7134:

  • Effective Interest Rate on Debt %: 0.73%
  • GF Value™: 円1,198.55 vs. price of 円1,453.00 (21.2% above fair value)
  • GF Score™: 83/100 with 4 warning signs

No single metric tells the full story. See the TSE:7134 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UP Garage Group Co Business Description

Address 7-22 Enokigaoka, Aoba-ku, Kanagawa Prefecture, Yokohama, JPN, 227-0063
UP Garage Group Co Ltd is engaged in the buying and selling of used car and motorcycle parts and accessories, wholesale of new car and motorcycle parts and accessories, and related IT development. The company operates Up Garage, a specialty store for reused car and motorcycle parts, as well as Tire Distribution Center, a brand that specializes in new tires, and upgarage.com, an e-commerce site. It also wholesales car and motorcycle supplies to corporate affiliates through the ordering platform NEXLINK, and is involved in the construction of the group's core systems and EC sites, as well as the development of apps and ordering platforms. In addition, the group operates BoonBoonJob, a completely performance-based recruitment service specialized in the automotive-related industry.
83GF Score

Get the complete analysis for TSE:7134

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,453.00
Price
円1,198.55
GF Value