UFG (Uni-Fuels Holdings) Effective Interest Rate on Debt %: 5.51% (As of Dec. 2025)

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UFG Uni-Fuels Holdings Ltd UFG
21 GF Score
Price $0.55
! 2 Warning Signs
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What is Uni-Fuels Holdings Effective Interest Rate on Debt %?

Uni-Fuels Holdings UFG -1.99% 21 Effective Interest Rate on Debt % is 5.51% as of Dec. 2025. GuruFocus rates UFG with a GF Score™ of 21/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Uni-Fuels Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.1 Mil. Uni-Fuels Holdings's average total debt for the quarter that ended in Dec. 2025 was $2.6 Mil. Therefore, Uni-Fuels Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.51%.


Uni-Fuels Holdings  (NAS:UFG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Uni-Fuels Holdings Effective Interest Rate on Debt % Related Terms


Uni-Fuels Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Uni-Fuels Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uni-Fuels Holdings Effective Interest Rate on Debt % Chart

Uni-Fuels Holdings Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 0.14 0.33 2.15

Uni-Fuels Holdings Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.28 1.29 0.00 0.00 5.51

UFG vs EHLD, VNTG, PSHG: Effective Interest Rate on Debt % Comparison

For the Marine Shipping subindustry, Uni-Fuels Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uni-Fuels Holdings Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, Uni-Fuels Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Uni-Fuels Holdings's Effective Interest Rate on Debt % falls into.


UFG
21GF Score
Uni-Fuels Holdings Ltd UFG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Uni-Fuels Holdings Effective Interest Rate on Debt % Calculation

Uni-Fuels Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.064/( (1.656+4.299)/ 2 )
=-1  *  -0.064/2.9775
=2.15 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.041 + 1.615
=1.656

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.006 + 4.293
=4.299

Uni-Fuels Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.144/( (0.925+4.299)/ 2 )
=-1  *  -0.144/2.612
=5.51 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.01 + 0.915
=0.925

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.006 + 4.293
=4.299

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.51% mean?
Uni-Fuels Holdings (UFG) has a Effective Interest Rate on Debt % of 5.51% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Uni-Fuels Holdings and its competitors.
Is Uni-Fuels Holdings' Effective Interest Rate on Debt % too high?
Uni-Fuels Holdings' current Effective Interest Rate on Debt % is 5.51%. Overall, Uni-Fuels Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Uni-Fuels Holdings' Effective Interest Rate on Debt % compare to EHLD and VNTG?
Uni-Fuels Holdings' Effective Interest Rate on Debt % of 5.51% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Uni-Fuels Holdings and its competitors. Uni-Fuels Holdings's current Effective Interest Rate on Debt % is 5.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uni-Fuels Holdings stock overvalued right now?
Uni-Fuels Holdings (UFG) has a current Effective Interest Rate on Debt % of 5.51%. The current Effective Interest Rate on Debt % is 5.51%. Uni-Fuels Holdings' overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Uni-Fuels Holdings (UFG), the current Effective Interest Rate on Debt % is 5.51% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Uni-Fuels Holdings Business Description

Address 15 Beach Road, No. 05-07, Beach Centre, Singapore, SGP, 189677
Uni-Fuels Holdings Ltd is a service provider of marine fuel solutions. It operates on an integrated business model, serving customers through two operating models: sales of marine fuels solutions and brokerage (i.e., acting as an intermediary between marine fuels suppliers and customers for a commission). The various marine fuel products offered by the company include very low sulfur fuel oil, high sulfur fuel oil, marine gas oil, and bio marine fuel. Its customers are mainly shipping companies and other fuel suppliers operating in market sectors such as bulk, tanker, offshore, container, general cargo, tug and barge, car carrier, cruise, yacht, and dredging. Geographically, the company derives maximum revenue from Singapore, and the rest from Malaysia, Hong Kong, China, and other regions.
21GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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