UILCF (Singapore Land Group) Effective Interest Rate on Debt %: 3.18% (As of Dec. 2025)


UILCF Singapore Land Group Ltd UILCF
90 GF Score
Price $1.50
GF Value $1.11
! 2 Warning Signs
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What is Singapore Land Group Effective Interest Rate on Debt %?

Singapore Land Group UILCF 90 Effective Interest Rate on Debt % is 3.18% as of Dec. 2025. GuruFocus rates UILCF with a GF Score™ of 90/100 and a GF Value™ of $1.11. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Singapore Land Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $15.4 Mil. Singapore Land Group's average total debt for the quarter that ended in Dec. 2025 was $485.7 Mil. Therefore, Singapore Land Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.18%.


Singapore Land Group  (OTCPK:UILCF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Singapore Land Group Effective Interest Rate on Debt % Related Terms


Singapore Land Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Singapore Land Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Singapore Land Group Effective Interest Rate on Debt % Chart

Singapore Land Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.21 2.50 2.67 4.66 4.17

Singapore Land Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.23 3.20 3.38 4.20 3.18

Singapore Land Group Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Diversified subindustry, Singapore Land Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Singapore Land Group Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Singapore Land Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Singapore Land Group's Effective Interest Rate on Debt % falls into.


UILCF
90GF Score
Singapore Land Group Ltd UILCF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Singapore Land Group Effective Interest Rate on Debt % Calculation

Singapore Land Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -14.949/( (251.957+464.45)/ 2 )
=-1  *  -14.949/358.2035
=4.17 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=237.55 + 14.407
=251.957

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=324.231 + 140.219
=464.45

Singapore Land Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -15.442/( (506.92+464.45)/ 2 )
=-1  *  -15.442/485.685
=3.18 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=489.183 + 17.737
=506.92

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=324.231 + 140.219
=464.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.18% mean?
Singapore Land Group (UILCF) has a Effective Interest Rate on Debt % of 3.18% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Singapore Land Group and its competitors.
Is Singapore Land Group's Effective Interest Rate on Debt % too high?
Singapore Land Group's current Effective Interest Rate on Debt % is 3.18%. Overall, Singapore Land Group has a GF Score™ of 90/100, reflecting its overall financial health beyond just this single metric.
How does Singapore Land Group's Effective Interest Rate on Debt % compare to competitors?
Singapore Land Group's Effective Interest Rate on Debt % of 3.18% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Singapore Land Group and its competitors. Singapore Land Group's current Effective Interest Rate on Debt % is 3.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singapore Land Group stock overvalued right now?
Singapore Land Group (UILCF) has a current Effective Interest Rate on Debt % of 3.18%. The stock's GF Value™ is $1.11, compared to a current price of $1.50 — trading 35.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.18%. Singapore Land Group's overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Singapore Land Group (UILCF), the current Effective Interest Rate on Debt % is 3.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Singapore Land Group (UILCF) Overvalued in 2026?

Based on GuruFocus' analysis, Singapore Land Group stock appears to be overvalued. The current stock price of $1.50 is trading 35.1% above its estimated GF Value™ of $1.11.

Key valuation signals for UILCF:

  • Effective Interest Rate on Debt %: 3.18%
  • GF Value™: $1.11 vs. price of $1.50 (35.1% above fair value)
  • GF Score™: 90/100 with 2 warning signs

No single metric tells the full story. See the UILCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Singapore Land Group Business Description

Other Exchanges U06:Singapore
Address 50 Raffles Place, No. 21-01/06, Singapore Land Tower, Singapore, SGP, 048623
Singapore Land Group Ltd is an investment holdings company based in Singapore. It consists of the development of properties for investment and trading, investment holding, property management, investment in hotels and retail centres, trading in computers and related products, and the provision of information technology services. Its portfolio includes commercial and retail landmarks such as Singapore Land Tower, Clifford Centre, SGX Centre, Tampines Plaza, West Mall as well as Marina Square. Its segment comprises Property investment, Property trading, Hotel operations, Technology operations; and Others. Geographically, it operates in Singapore, Australia, and Others countries, with maximum revenue from Singapore.
90GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.50
Price
$1.11
GF Value