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Singapore Land GroupUILCF 86 Debt-to-EBITDA is 1.40 as of Dec. 2025, which is 12% above its 10-year median of 1.25. GuruFocus rates UILCF with a GF Score™ of 86/100 and a GF Value™ of $1.11. The stock has 2 warning signs investors should review. Among 1,270 Real Estate companies, Singapore Land Group ranks better than 80.47% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Singapore Land Group's Debt-to-EBITDA or its related term are showing as below:
UILCF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.75 Med: 1.25 Max: 3.44
Current: 1.53
During the past 13 years, the highest Debt-to-EBITDA Ratio of Singapore Land Group was 3.44. The lowest was 0.75. And the median was 1.25.
UILCF's Debt-to-EBITDA is ranked better than 80.47% of 1270
companies
in the Real Estate industry
Industry Median: 5.625
vs UILCF: 1.53
Singapore Land Group (OTCPK:UILCF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Singapore Land Group Debt-to-EBITDA Related Terms
Singapore Land Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Singapore Land Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Singapore Land Group Debt-to-EBITDA Competitor Comparison
For the Real Estate - Diversified subindustry, Singapore Land Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Singapore Land Group Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Singapore Land Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Singapore Land Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Singapore Land Group (UILCF) has a Debt-to-EBITDA of 1.40 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Singapore Land Group. This is 12% above median its historical median of 1.25. Over the past decade, Singapore Land Group's Debt-to-EBITDA has ranged from 0.75 to 3.44. According to the industry distribution chart, Singapore Land Group ranks #248 out of 1270 companies in the Real Estate industry, placing it in the top 19.5%.
Is Singapore Land Group's Debt-to-EBITDA too high?
Singapore Land Group's current Debt-to-EBITDA of 1.40 is 12% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 3.44. The Real Estate industry median Debt-to-EBITDA is 5.63. Singapore Land Group's value of 1.40 is 75.1% below this industry median. Based on the distribution chart, Singapore Land Group ranks #248 out of 1270 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Singapore Land Group has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Singapore Land Group's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Singapore Land Group ranks #248 out of 1270 companies for Debt-to-EBITDA. This places Singapore Land Group in the top 20% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.63. Singapore Land Group's value of 1.40 is 75.1% below this benchmark. Historically, Singapore Land Group's own Debt-to-EBITDA has ranged from 0.75 to 3.44 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 5.63, Singapore Land Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,270 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Singapore Land Group's current Debt-to-EBITDA of 1.40 is 75.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Singapore Land Group. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Singapore Land Group's current Debt-to-EBITDA is 1.40, which is 12% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singapore Land Group stock overvalued right now?
Singapore Land Group (UILCF) has a current Debt-to-EBITDA of 1.40. The stock's GF Value™ is $1.11, compared to a current price of $1.50 — trading 35.1% above its estimated fair value. The current Debt-to-EBITDA is 1.40, which is 12% above median its 10-year median of 1.25 and 75.1% below the Real Estate industry median of 5.63. Singapore Land Group's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Singapore Land Group (UILCF), the current Debt-to-EBITDA is 1.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Singapore Land Group (UILCF) Overvalued in 2026?
Based on GuruFocus' analysis, Singapore Land Group stock appears to be overvalued.
The current stock price of $1.50 is trading 35.1% above its estimated GF Value™ of $1.11.
Key valuation signals for UILCF:
Debt-to-EBITDA: 1.40 (12% above median its 10-year median of 1.25)
GF Value™: $1.11 vs. price of $1.50 (35.1% above fair value)
Industry Position: 75.1% below the Real Estate median (#248 of 1270)
No single metric tells the full story. See the UILCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Singapore Land Group Ltd is an investment holdings company based in Singapore. It consists of the development of properties for investment and trading, investment holding, property management, investment in hotels and retail centres, trading in computers and related products, and the provision of information technology services. Its portfolio includes commercial and retail landmarks such as Singapore Land Tower, Clifford Centre, SGX Centre, Tampines Plaza, West Mall as well as Marina Square. Its segment comprises Property investment, Property trading, Hotel operations, Technology operations; and Others. Geographically, it operates in Singapore, Australia, and Others countries, with maximum revenue from Singapore.
86GF Score
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