UILCF (Singapore Land Group) Interest Coverage: 15.00 (As of Dec. 2025) — 28% Below Median


UILCF Singapore Land Group Ltd UILCF
88 GF Score
Price $1.50
GF Value $1.08
! 2 Warning Signs
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What is Singapore Land Group Interest Coverage?

Singapore Land Group UILCF 88 Interest Coverage is 15.00 as of Dec. 2025, which is 28% below its 10-year median of 20.93. GuruFocus rates UILCF with a GF Score™ of 88/100 and a GF Value™ of $1.08. The stock has 2 warning signs investors should review. Among 1,296 Real Estate companies, Singapore Land Group ranks better than 74.07% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Singapore Land Group's Operating Income for the six months ended in Dec. 2025 was $115.8 Mil. Singapore Land Group's Interest Expense for the six months ended in Dec. 2025 was $-7.7 Mil. Singapore Land Group's interest coverage for the quarter that ended in Dec. 2025 was 15.00. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Singapore Land Group's Interest Coverage or its related term are showing as below:

UILCF' s Interest Coverage Range Over the Past 10 Years
Min: 12.73   Med: 20.93   Max: 32.79
Current: 13.91


UILCF's Interest Coverage is ranked better than
74.07% of 1296 companies
in the Real Estate industry
Industry Median: 4.245 vs UILCF: 13.91

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Singapore Land Group  (OTCPK:UILCF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Singapore Land Group Interest Coverage Related Terms


Singapore Land Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Singapore Land Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Singapore Land Group Interest Coverage Chart

Singapore Land Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.98 15.61 17.35 12.73 14.51

Singapore Land Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.95 13.25 16.15 12.84 15.00

Singapore Land Group Interest Coverage Competitor Comparison

For the Real Estate - Diversified subindustry, Singapore Land Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Singapore Land Group Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Singapore Land Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Singapore Land Group's Interest Coverage falls into.


UILCF
88GF Score
Singapore Land Group Ltd UILCF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Singapore Land Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Singapore Land Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Singapore Land Group's Interest Expense was $-14.9 Mil. Its Operating Income was $217.0 Mil. And its Long-Term Debt & Capital Lease Obligation was $324.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*216.972/-14.949
=14.51

Singapore Land Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Singapore Land Group's Interest Expense was $-7.7 Mil. Its Operating Income was $115.8 Mil. And its Long-Term Debt & Capital Lease Obligation was $324.2 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*115.823/-7.721
=15.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 15.00 mean?
Singapore Land Group (UILCF) has a Interest Coverage of 15.00 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Singapore Land Group and its competitors. This is 28% below median its historical median of 20.93. Over the past decade, Singapore Land Group's Interest Coverage has ranged from 12.73 to 32.79. According to the industry distribution chart, Singapore Land Group ranks #336 out of 1296 companies in the Real Estate industry, placing it in the top 25.9%.
Is Singapore Land Group's Interest Coverage too high?
Singapore Land Group's current Interest Coverage of 15.00 is 28% below median its 10-year median of 20.93. Over the past 10 years, this metric has ranged from a low of 12.73 to a high of 32.79. The Real Estate industry median Interest Coverage is 4.25. Singapore Land Group's value of 15.00 is 253.4% above this industry median. Based on the distribution chart, Singapore Land Group ranks #336 out of 1296 companies in the Real Estate industry, which is above the industry midpoint. Overall, Singapore Land Group has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Singapore Land Group's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Singapore Land Group ranks #336 out of 1296 companies for Interest Coverage. This puts Singapore Land Group in the upper half of its industry. The industry median Interest Coverage is 4.25. Singapore Land Group's value of 15.00 is 253.4% above this benchmark. Historically, Singapore Land Group's own Interest Coverage has ranged from 12.73 to 32.79 over the past decade. While the company's 10-year median is 20.93 vs. the industry median of 4.25, Singapore Land Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Singapore Land Group's current Interest Coverage of 15.00 is 253.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Singapore Land Group and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Singapore Land Group's current Interest Coverage is 15.00, which is 28% below median its own 10-year median of 20.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singapore Land Group stock overvalued right now?
Singapore Land Group (UILCF) has a current Interest Coverage of 15.00. The stock's GF Value™ is $1.08, compared to a current price of $1.50 — trading 38.9% above its estimated fair value. The current Interest Coverage is 15.00, which is 28% below median its 10-year median of 20.93 and 253.4% above the Real Estate industry median of 4.25. Singapore Land Group's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Singapore Land Group (UILCF), the current Interest Coverage is 15.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Singapore Land Group (UILCF) Overvalued in 2026?

Based on GuruFocus' analysis, Singapore Land Group stock appears to be overvalued. The current stock price of $1.50 is trading 38.9% above its estimated GF Value™ of $1.08.

Key valuation signals for UILCF:

  • Interest Coverage: 15.00 (28% below median its 10-year median of 20.93)
  • GF Value™: $1.08 vs. price of $1.50 (38.9% above fair value)
  • GF Score™: 88/100 with 2 warning signs
  • Industry Position: 253.4% above the Real Estate median (#336 of 1296)

No single metric tells the full story. See the UILCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Singapore Land Group Business Description

Other Exchanges U06:Singapore
Address 50 Raffles Place, No. 21-01/06, Singapore Land Tower, Singapore, SGP, 048623
Singapore Land Group Ltd is an investment holdings company based in Singapore. It consists of the development of properties for investment and trading, investment holding, property management, investment in hotels and retail centres, trading in computers and related products, and the provision of information technology services. Its portfolio includes commercial and retail landmarks such as Singapore Land Tower, Clifford Centre, SGX Centre, Tampines Plaza, West Mall as well as Marina Square. Its segment comprises Property investment, Property trading, Hotel operations, Technology operations; and Others. Geographically, it operates in Singapore, Australia, and Others countries, with maximum revenue from Singapore.
88GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.50
Price
$1.08
GF Value