UNLRF (PT Unilever Indonesia Tbk) Effective Interest Rate on Debt %: 6.90% (As of Mar. 2026)


UNLRF PT Unilever Indonesia Tbk UNLRF
88 GF Score
Price $0.05
GF Value $0.12
Valuation Possible Value Trap
! 6 Warning Signs
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What is PT Unilever Indonesia Tbk Effective Interest Rate on Debt %?

PT Unilever Indonesia Tbk UNLRF -26.21% 88 Effective Interest Rate on Debt % is 6.90% as of Mar. 2026. GuruFocus rates UNLRF with a GF Score™ of 88/100 and a GF Value™ of $0.12 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Unilever Indonesia Tbk's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $3 Mil. PT Unilever Indonesia Tbk's average total debt for the quarter that ended in Mar. 2026 was $37 Mil. Therefore, PT Unilever Indonesia Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.90%.


PT Unilever Indonesia Tbk  (OTCPK:UNLRF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Unilever Indonesia Tbk Effective Interest Rate on Debt % Related Terms


PT Unilever Indonesia Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT Unilever Indonesia Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Unilever Indonesia Tbk Effective Interest Rate on Debt % Chart

PT Unilever Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.47 3.99 10.46 5.24 8.73

PT Unilever Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.93 12.37 8.07 1.70 6.90

UNLRF vs PG, CL, KVUE: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, PT Unilever Indonesia Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Unilever Indonesia Tbk Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, PT Unilever Indonesia Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Unilever Indonesia Tbk's Effective Interest Rate on Debt % falls into.


UNLRF
88GF Score
PT Unilever Indonesia Tbk UNLRF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Unilever Indonesia Tbk Effective Interest Rate on Debt % Calculation

PT Unilever Indonesia Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -7.074/( (123.513+38.596)/ 2 )
=-1  *  -7.074/81.0545
=8.73 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=30.734 + 92.779
=123.513

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.193 + 17.403
=38.596

PT Unilever Indonesia Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2.54/( (38.596+34.98)/ 2 )
=-1  *  -2.54/36.788
=6.90 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.193 + 17.403
=38.596

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.052 + 12.928
=34.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.90% mean?
PT Unilever Indonesia Tbk (UNLRF) has a Effective Interest Rate on Debt % of 6.90% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Unilever Indonesia Tbk and its competitors.
Is PT Unilever Indonesia Tbk's Effective Interest Rate on Debt % too high?
PT Unilever Indonesia Tbk's current Effective Interest Rate on Debt % is 6.90%. Overall, PT Unilever Indonesia Tbk has a GF Score™ of 88/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Unilever Indonesia Tbk's Effective Interest Rate on Debt % compare to PG and CL?
PT Unilever Indonesia Tbk's Effective Interest Rate on Debt % of 6.90% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Unilever Indonesia Tbk and its competitors. PT Unilever Indonesia Tbk's current Effective Interest Rate on Debt % is 6.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Unilever Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Unilever Indonesia Tbk (UNLRF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.12, compared to a current price of $0.05 — trading 54.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.90%. PT Unilever Indonesia Tbk's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Unilever Indonesia Tbk (UNLRF), the current Effective Interest Rate on Debt % is 6.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Unilever Indonesia Tbk (UNLRF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Unilever Indonesia Tbk stock appears to be undervalued. The current stock price of $0.05 is trading 54.3% below its estimated GF Value™ of $0.12. GuruFocus considers PT Unilever Indonesia Tbk to be Possible Value Trap.

Key valuation signals for UNLRF:

  • Effective Interest Rate on Debt %: 6.90%
  • GF Value™: $0.12 vs. price of $0.05 (54.3% below fair value)
  • GF Score™: 88/100 with 6 warning signs

No single metric tells the full story. See the UNLRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Unilever Indonesia Tbk Business Description

Address Jl. BSD Boulevard Barat, Green Office Park Kavling 3, Grha Unilever, BSD City, Tangerang, IDN, 15345
PT Unilever Indonesia Tbk is an Indonesian company engaged in Manufacturing, marketing, and distributing consumer goods. It offers diverse, ranging from cosmetics and hygienic items (detergents, soaps, shampoos, skin care, toothpastes, and deodorants) to food and beverages (tea, coffee, and packaged foods). Its product portfolio contains products such as Pepsodent, Lux, Lifebuoy, Dove, Sunsilk, Clear, Rexona, Vaseline, Rinso, Molto, Sunlight, Royco, Bango, and more. The segments of the company are: the Home and Personal Care, which relates to the cleaning products that are used in the household and cosmetic products; and the Foods and Refreshment, which offers food and beverage products including ice cream. It derives maximum revenue from the Home and Personal Care segment.
88GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.05
Price
$0.12
GF Value