UNLRF (PT Unilever Indonesia Tbk) Interest Coverage: 145.80 (As of Mar. 2026) — 185% Above Median


UNLRF PT Unilever Indonesia Tbk UNLRF
87 GF Score
Price $0.07
GF Value $0.12
Valuation Possible Value Trap
! 6 Warning Signs
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What is PT Unilever Indonesia Tbk Interest Coverage?

PT Unilever Indonesia Tbk UNLRF 87 Interest Coverage is 145.80 as of Mar. 2026, which is 185% above its 10-year median of 51.10. GuruFocus rates UNLRF with a GF Score™ of 87/100 and a GF Value™ of $0.12 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, PT Unilever Indonesia Tbk ranks better than 76.82% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PT Unilever Indonesia Tbk's Operating Income for the three months ended in Mar. 2026 was $93 Mil. PT Unilever Indonesia Tbk's Interest Expense for the three months ended in Mar. 2026 was $-1 Mil. PT Unilever Indonesia Tbk's interest coverage for the quarter that ended in Mar. 2026 was 145.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PT Unilever Indonesia Tbk's Interest Coverage or its related term are showing as below:

UNLRF' s Interest Coverage Range Over the Past 10 Years
Min: 37.99   Med: 51.1   Max: 82.96
Current: 45.71


UNLRF's Interest Coverage is ranked better than
76.82% of 1510 companies
in the Consumer Packaged Goods industry
Industry Median: 8.64 vs UNLRF: 45.71

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Unilever Indonesia Tbk  (OTCPK:UNLRF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PT Unilever Indonesia Tbk Interest Coverage Related Terms


PT Unilever Indonesia Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Unilever Indonesia Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Unilever Indonesia Tbk Interest Coverage Chart

PT Unilever Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.54 82.96 59.26 52.68 38.85

PT Unilever Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56.06 28.21 43.29 28.64 145.80

UNLRF vs PG, CL, KVUE: Interest Coverage Comparison

For the Household & Personal Products subindustry, PT Unilever Indonesia Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Unilever Indonesia Tbk Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, PT Unilever Indonesia Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Unilever Indonesia Tbk's Interest Coverage falls into.


UNLRF
87GF Score
PT Unilever Indonesia Tbk UNLRF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Unilever Indonesia Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Unilever Indonesia Tbk's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PT Unilever Indonesia Tbk's Interest Expense was $-7 Mil. Its Operating Income was $275 Mil. And its Long-Term Debt & Capital Lease Obligation was $21 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*274.854/-7.074
=38.85

PT Unilever Indonesia Tbk's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PT Unilever Indonesia Tbk's Interest Expense was $-1 Mil. Its Operating Income was $93 Mil. And its Long-Term Debt & Capital Lease Obligation was $22 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*92.583/-0.635
=145.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 145.80 mean?
PT Unilever Indonesia Tbk (UNLRF) has a Interest Coverage of 145.80 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Unilever Indonesia Tbk and its competitors. This is 185% above median its historical median of 51.10. Over the past decade, PT Unilever Indonesia Tbk's Interest Coverage has ranged from 37.99 to 82.96. According to the industry distribution chart, PT Unilever Indonesia Tbk ranks #350 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 23.2%.
Is PT Unilever Indonesia Tbk's Interest Coverage too high?
PT Unilever Indonesia Tbk's current Interest Coverage of 145.80 is 185% above median its 10-year median of 51.10. Over the past 10 years, this metric has ranged from a low of 37.99 to a high of 82.96. The Consumer Packaged Goods industry median Interest Coverage is 8.64. PT Unilever Indonesia Tbk's value of 145.80 is 1587.5% above this industry median. Based on the distribution chart, PT Unilever Indonesia Tbk ranks #350 out of 1510 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, PT Unilever Indonesia Tbk has a GF Score™ of 87/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Unilever Indonesia Tbk's Interest Coverage compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, PT Unilever Indonesia Tbk ranks #350 out of 1510 companies for Interest Coverage. This places PT Unilever Indonesia Tbk in the top 23% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.64. PT Unilever Indonesia Tbk's value of 145.80 is 1587.5% above this benchmark. Historically, PT Unilever Indonesia Tbk's own Interest Coverage has ranged from 37.99 to 82.96 over the past decade. While the company's 10-year median is 51.10 vs. the industry median of 8.64, PT Unilever Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Unilever Indonesia Tbk's current Interest Coverage of 145.80 is 1587.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Unilever Indonesia Tbk and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Unilever Indonesia Tbk's current Interest Coverage is 145.80, which is 185% above median its own 10-year median of 51.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Unilever Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Unilever Indonesia Tbk (UNLRF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.12, compared to a current price of $0.07 — trading 38% below its estimated fair value. The current Interest Coverage is 145.80, which is 185% above median its 10-year median of 51.10 and 1587.5% above the Consumer Packaged Goods industry median of 8.64. PT Unilever Indonesia Tbk's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Unilever Indonesia Tbk (UNLRF), the current Interest Coverage is 145.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Unilever Indonesia Tbk (UNLRF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Unilever Indonesia Tbk stock appears to be undervalued. The current stock price of $0.07 is trading 38% below its estimated GF Value™ of $0.12. GuruFocus considers PT Unilever Indonesia Tbk to be Possible Value Trap.

Key valuation signals for UNLRF:

  • Interest Coverage: 145.80 (185% above median its 10-year median of 51.10)
  • GF Value™: $0.12 vs. price of $0.07 (38% below fair value)
  • GF Score™: 87/100 with 6 warning signs
  • Industry Position: 1587.5% above the Consumer Packaged Goods median (#350 of 1510)

No single metric tells the full story. See the UNLRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Unilever Indonesia Tbk Business Description

Address Jl. BSD Boulevard Barat, Green Office Park Kavling 3, Grha Unilever, BSD City, Tangerang, IDN, 15345
PT Unilever Indonesia Tbk is an Indonesian company engaged in Manufacturing, marketing, and distributing consumer goods. It offers diverse, ranging from cosmetics and hygienic items (detergents, soaps, shampoos, skin care, toothpastes, and deodorants) to food and beverages (tea, coffee, and packaged foods). Its product portfolio contains products such as Pepsodent, Lux, Lifebuoy, Dove, Sunsilk, Clear, Rexona, Vaseline, Rinso, Molto, Sunlight, Royco, Bango, and more. The segments of the company are: the Home and Personal Care, which relates to the cleaning products that are used in the household and cosmetic products; and the Foods and Refreshment, which offers food and beverage products including ice cream. It derives maximum revenue from the Home and Personal Care segment.
87GF Score

Get the complete analysis for UNLRF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.07
Price
$0.12
GF Value