WLFC (Willis Lease Finance) Effective Interest Rate on Debt %: 5.19% (As of Jun. 2026)

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WLFC Willis Lease Finance Corp WLFC
93 GF Score
Price $55.32
GF Value $55.15
Valuation Fairly Valued
! 5 Warning Signs
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What is Willis Lease Finance Effective Interest Rate on Debt %?

Willis Lease Finance WLFC +1.28% 93 Effective Interest Rate on Debt % is 5.19% as of Jun. 2026. GuruFocus rates WLFC with a GF Score™ of 93/100 and a GF Value™ of $55.15 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Willis Lease Finance's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $118.8 Mil. Willis Lease Finance's average total debt for the quarter that ended in Jun. 2026 was $2,287.3 Mil. Therefore, Willis Lease Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 5.19%.


Willis Lease Finance  (NAS:WLFC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Willis Lease Finance Effective Interest Rate on Debt % Related Terms


Willis Lease Finance Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Willis Lease Finance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Willis Lease Finance Effective Interest Rate on Debt % Chart

Willis Lease Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.90 3.67 4.32 5.15 5.32

Willis Lease Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.34 5.42 5.22 5.27 5.19

WLFC vs PRG, LIME, VSTS: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, Willis Lease Finance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Willis Lease Finance Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Willis Lease Finance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Willis Lease Finance's Effective Interest Rate on Debt % falls into.


WLFC
93GF Score
Willis Lease Finance Corp WLFC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Willis Lease Finance Effective Interest Rate on Debt % Calculation

Willis Lease Finance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -132.06/( (2264.552+2700.338)/ 2 )
=-1  *  -132.06/2482.445
=5.32 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2264.552 + 0
=2264.552

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2700.338 + 0
=2700.338

Willis Lease Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -118.756/( (2253.705+2320.904)/ 2 )
=-1  *  -118.756/2287.3045
=5.19 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2253.705 + 0
=2253.705

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2320.904 + 0
=2320.904

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.19% mean?
Willis Lease Finance (WLFC) has a Effective Interest Rate on Debt % of 5.19% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Willis Lease Finance and its competitors.
Is Willis Lease Finance's Effective Interest Rate on Debt % too high?
Willis Lease Finance's current Effective Interest Rate on Debt % is 5.19%. Overall, Willis Lease Finance has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Willis Lease Finance's Effective Interest Rate on Debt % compare to PRG and LIME?
Willis Lease Finance's Effective Interest Rate on Debt % of 5.19% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Willis Lease Finance and its competitors. Willis Lease Finance's current Effective Interest Rate on Debt % is 5.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Willis Lease Finance stock overvalued right now?
Based on GuruFocus' analysis, Willis Lease Finance (WLFC) is currently considered Fairly Valued. The stock's GF Value™ is $55.15, compared to a current price of $55.32 — trading 0.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.19%. Willis Lease Finance's overall GF Score™ is 93/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Willis Lease Finance (WLFC), the current Effective Interest Rate on Debt % is 5.19% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Willis Lease Finance (WLFC) Overvalued in 2026?

Based on GuruFocus' analysis, Willis Lease Finance stock appears to be overvalued. The current stock price of $55.32 is trading 0.3% above its estimated GF Value™ of $55.15. GuruFocus considers Willis Lease Finance to be Fairly Valued.

Key valuation signals for WLFC:

  • Effective Interest Rate on Debt %: 5.19%
  • GF Value™: $55.15 vs. price of $55.32 (0.3% above fair value)
  • GF Score™: 93/100 with 5 warning signs

No single metric tells the full story. See the WLFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Willis Lease Finance Business Description

Other Exchanges WIJ:Germany
Address 4700 Lyons Technology Parkway, Coconut Creek, FL, USA, 33073
Willis Lease Finance Corp, with its subsidiaries, is a lessor and servicer of commercial aircraft and aircraft engines. The company has two reportable business segments, which include Leasing and Related Operations and Spare Parts Sales. A majority of its revenue is generated from the Leasing and Related Operations segment, which involves acquiring and leasing, under operating leases, commercial aircraft, aircraft engines, and other aircraft equipment and the selective purchase and resale of commercial aircraft engines, aircraft equipment, and other related businesses. Geographically, the company derives maximum Lease rent revenue from the United States, followed by Europe, Asia-Pacific (excluding India), India, South America, Canada, Central America, and the Middle East.
93GF Score

Get the complete analysis for WLFC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.32
Price
$55.15
GF Value