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Willis Lease FinanceWLFC -1.29%93 Equity-to-Asset is 0.19 as of Jun. 2026, which is 19% above its 10-year median of 0.16. GuruFocus rates WLFC with a GF Score™ of 93/100 and a GF Value™ of $54.91 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,090 Business Services companies, Willis Lease Finance ranks worse than 88.17% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Willis Lease Finance's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $708.6 Mil. Willis Lease Finance's Total Assets for the quarter that ended in Jun. 2026 was $3,653.2 Mil.
Therefore, Willis Lease Finance's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.19.
The historical rank and industry rank for Willis Lease Finance's Equity-to-Asset or its related term are showing as below:
WLFC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14 Med: 0.16 Max: 0.2
Current: 0.19
During the past 13 years, the highest Equity to Asset Ratio of Willis Lease Finance was 0.20. The lowest was 0.14. And the median was 0.16.
WLFC's Equity-to-Asset is ranked worse than 88.17% of 1090
companies
in the Business Services industry
Industry Median: 0.52
vs WLFC: 0.19
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Willis Lease Finance Equity-to-Asset Related Terms
Willis Lease Finance Equity-to-Asset Historical Data
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The historical data trend for Willis Lease Finance's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WLFC vs HTZ, PRG, VSTS: Equity-to-Asset Comparison
For the Rental & Leasing Services subindustry, Willis Lease Finance's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Willis Lease Finance Equity-to-Asset vs Business Services Industry
For the Business Services industry and Industrials sector, Willis Lease Finance's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Willis Lease Finance's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Willis Lease Finance's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Willis Lease Finance (WLFC) has a Equity-to-Asset of 0.19 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Willis Lease Finance and its competitors. This is 19% above median its historical median of 0.16. Over the past decade, Willis Lease Finance's Equity-to-Asset has ranged from 0.14 to 0.20. According to the industry distribution chart, Willis Lease Finance ranks #961 out of 1090 companies in the Business Services industry, placing it in the top 88.2%.
Is Willis Lease Finance's Equity-to-Asset too high?
Willis Lease Finance's current Equity-to-Asset of 0.19 is 19% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.20. The Business Services industry median Equity-to-Asset is 0.52. Willis Lease Finance's value of 0.19 is 63.5% below this industry median. Based on the distribution chart, Willis Lease Finance ranks #961 out of 1090 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Willis Lease Finance has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Willis Lease Finance's Equity-to-Asset compare to HTZ and PRG?
According to the Business Services industry distribution chart, Willis Lease Finance ranks #961 out of 1090 companies for Equity-to-Asset. This places Willis Lease Finance in the lower half of its industry. The industry median Equity-to-Asset is 0.52. Willis Lease Finance's value of 0.19 is 63.5% below this benchmark. Historically, Willis Lease Finance's own Equity-to-Asset has ranged from 0.14 to 0.20 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.52, Willis Lease Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Business Services company?
The median Equity-to-Asset among Business Services companies is 0.52, based on 1,090 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Willis Lease Finance's current Equity-to-Asset of 0.19 is 63.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Willis Lease Finance and its competitors. For the Business Services industry, the median Equity-to-Asset is 0.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Willis Lease Finance's current Equity-to-Asset is 0.19, which is 19% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Willis Lease Finance stock overvalued right now?
Based on GuruFocus' analysis, Willis Lease Finance (WLFC) is currently considered Fairly Valued. The stock's GF Value™ is $54.91, compared to a current price of $56.77 — trading 3.4% above its estimated fair value. The current Equity-to-Asset is 0.19, which is 19% above median its 10-year median of 0.16 and 63.5% below the Business Services industry median of 0.52. Willis Lease Finance's overall GF Score™ is 93/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Willis Lease Finance (WLFC), the current Equity-to-Asset is 0.19 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Willis Lease Finance (WLFC) Overvalued in 2026?
Based on GuruFocus' analysis, Willis Lease Finance stock appears to be overvalued.
The current stock price of $56.77 is trading 3.4% above its estimated GF Value™ of $54.91.
GuruFocus considers Willis Lease Finance to be Fairly Valued.
Key valuation signals for WLFC:
Equity-to-Asset: 0.19 (19% above median its 10-year median of 0.16)
GF Value™: $54.91 vs. price of $56.77 (3.4% above fair value)
Industry Position: 63.5% below the Business Services median (#961 of 1090)
No single metric tells the full story. See the WLFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Willis Lease Finance Corp, with its subsidiaries, is a lessor and servicer of commercial aircraft and aircraft engines. The company has two reportable business segments, which include Leasing and Related Operations and Spare Parts Sales. A majority of its revenue is generated from the Leasing and Related Operations segment, which involves acquiring and leasing, under operating leases, commercial aircraft, aircraft engines, and other aircraft equipment and the selective purchase and resale of commercial aircraft engines, aircraft equipment, and other related businesses. Geographically, the company derives maximum Lease rent revenue from the United States, followed by Europe, Asia-Pacific (excluding India), India, South America, Canada, Central America, and the Middle East.
93GF Score
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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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