Cropmate Bhd (XKLS:0331) Effective Interest Rate on Debt %: 4.64% (As of Mar. 2026)


XKLS:0331 Cropmate Bhd XKLS:0331
18 GF Score
Price RM0.18
! 2 Warning Signs
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What is Cropmate Bhd Effective Interest Rate on Debt %?

Cropmate Bhd XKLS:0331 +5.88% 18 Effective Interest Rate on Debt % is 4.64% as of Mar. 2026. GuruFocus rates XKLS:0331 with a GF Score™ of 18/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cropmate Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM0.9 Mil. Cropmate Bhd's average total debt for the quarter that ended in Mar. 2026 was RM20.3 Mil. Therefore, Cropmate Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.64%.


Cropmate Bhd  (XKLS:0331) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Cropmate Bhd Effective Interest Rate on Debt % Related Terms


Cropmate Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Cropmate Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cropmate Bhd Effective Interest Rate on Debt % Chart

Cropmate Bhd Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
2.35 3.58 2.94 3.61 4.64

Cropmate Bhd Quarterly Data
Dec21 Dec22 Dec23 May24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 4.76 4.82 4.20 5.15 4.64

XKLS:0331 vs CTVA, CF, MOS: Effective Interest Rate on Debt % Comparison

For the Agricultural Inputs subindustry, Cropmate Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cropmate Bhd Effective Interest Rate on Debt % vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Cropmate Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cropmate Bhd's Effective Interest Rate on Debt % falls into.


XKLS:0331
18GF Score
Cropmate Bhd XKLS:0331
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cropmate Bhd Effective Interest Rate on Debt % Calculation

Cropmate Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.957/( (21.794+19.479)/ 2 )
=-1  *  -0.957/20.6365
=4.64 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.261 + 3.533
=21.794

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.818 + 3.661
=19.479

Cropmate Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.94/( (19.479+21.078)/ 2 )
=-1  *  -0.94/20.2785
=4.64 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.818 + 3.661
=19.479

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.713 + 3.365
=21.078

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.64% mean?
Cropmate Bhd (XKLS:0331) has a Effective Interest Rate on Debt % of 4.64% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cropmate Bhd and its competitors.
Is Cropmate Bhd's Effective Interest Rate on Debt % too high?
Cropmate Bhd's current Effective Interest Rate on Debt % is 4.64%. Overall, Cropmate Bhd has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Cropmate Bhd's Effective Interest Rate on Debt % compare to CTVA and CF?
Cropmate Bhd's Effective Interest Rate on Debt % of 4.64% can be compared against companies in the Agriculture industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Agriculture company?
A good Effective Interest Rate on Debt % depends on the Agriculture industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cropmate Bhd and its competitors. Cropmate Bhd's current Effective Interest Rate on Debt % is 4.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cropmate Bhd stock overvalued right now?
Cropmate Bhd (XKLS:0331) has a current Effective Interest Rate on Debt % of 4.64%. The current Effective Interest Rate on Debt % is 4.64%. Cropmate Bhd's overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cropmate Bhd (XKLS:0331), the current Effective Interest Rate on Debt % is 4.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cropmate Bhd Business Description

Address Jalan Telok Gong KS/10, Lot 8949, Kampung Nelayan, Telok Gong, Darul Ehsan, Pelabuhan Klang, SGR, MYS, 42000
Cropmate Bhd is an holding company and operates through its subsidiary. It is engaged in the formulation and blending of conventional and specialty fertilisers as well as trading of straight fertilisers and related products. Its fertilisers are sold under brand Cropmate Dua Daun. Also in addition, it is involved in the trading of straight fertilisers and related products. The products includes Compacted Fertilisers, Blended Fertilisers and Specialty Fertilisers. The company has two segments: Investment holding and Manufacturing. Key revenue is generated from Manufacturing.
18GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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