Cropmate Bhd (XKLS:0331) Financial Strength: 7 (As of Mar. 2026) — 13% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:0331 Cropmate Bhd XKLS:0331
16 GF Score
Price RM0.22
! 5 Warning Signs
View Full Analysis

What is Cropmate Bhd Financial Strength?

Cropmate Bhd XKLS:0331 +2.38% 16 Financial Strength is 7 as of Mar. 2026, which is 13% below its 10-year median of 8.00. GuruFocus rates XKLS:0331 with a GF Score™ of 16/100. The stock has 5 warning signs investors should review.

Cropmate Bhd has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Cropmate Bhd's Interest Coverage for the quarter that ended in Mar. 2026 was 23.83. Cropmate Bhd's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.09. As of today, Cropmate Bhd's Altman Z-Score is 5.19.


Cropmate Bhd  (XKLS:0331) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Cropmate Bhd has the Financial Strength Rank of 7.


Cropmate Bhd Financial Strength Related Terms


XKLS:0331 vs CTVA, CF, MOS: Financial Strength Comparison

For the Agricultural Inputs subindustry, Cropmate Bhd's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cropmate Bhd Financial Strength vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Cropmate Bhd's Financial Strength distribution charts can be found below:

* The bar in red indicates where Cropmate Bhd's Financial Strength falls into.


XKLS:0331
16GF Score
Cropmate Bhd XKLS:0331
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cropmate Bhd Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Cropmate Bhd's Interest Expense for the months ended in Mar. 2026 was RM-0.2 Mil. Its Operating Income for the months ended in Mar. 2026 was RM5.6 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was RM17.7 Mil.

Cropmate Bhd's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5.599/-0.235
=23.83

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Cropmate Bhd's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(3.365 + 17.713) / 234.264
=0.09

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Cropmate Bhd has a Z-score of 5.19, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 5.19 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Cropmate Bhd (XKLS:0331) has a Financial Strength of 7 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Cropmate Bhd and its competitors. This is 13% below median its historical median of 8.00. Over the past decade, Cropmate Bhd's Financial Strength has ranged from 5.00 to 8.00.
Is Cropmate Bhd's Financial Strength too high?
Cropmate Bhd's current Financial Strength of 7 is 13% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 8.00. Overall, Cropmate Bhd has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Cropmate Bhd's Financial Strength compare to CTVA and CF?
Cropmate Bhd's Financial Strength of 7 can be compared against companies in the Agriculture industry. Historically, Cropmate Bhd's own Financial Strength has ranged from 5.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Agriculture company?
A good Financial Strength depends on the Agriculture industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Cropmate Bhd and its competitors. Cropmate Bhd's current Financial Strength is 7, which is 13% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cropmate Bhd stock overvalued right now?
Cropmate Bhd (XKLS:0331) has a current Financial Strength of 7. The current Financial Strength is 7, which is 13% below median its 10-year median of 8.00. Cropmate Bhd's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Cropmate Bhd (XKLS:0331), the current Financial Strength is 7 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cropmate Bhd Business Description

Address Jalan Telok Gong KS/10, Lot 8949, Kampung Nelayan, Telok Gong, Darul Ehsan, Pelabuhan Klang, SGR, MYS, 42000
Cropmate Bhd is an holding company and operates through its subsidiary. It is engaged in the formulation and blending of conventional and specialty fertilisers as well as trading of straight fertilisers and related products. Its fertilisers are sold under brand Cropmate Dua Daun. Also in addition, it is involved in the trading of straight fertilisers and related products. The products includes Compacted Fertilisers, Blended Fertilisers and Specialty Fertilisers. The company has two segments: Investment holding and Manufacturing. Key revenue is generated from Manufacturing.
16GF Score

Get the complete analysis for XKLS:0331

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.22
Price