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NLG Insurance Co (XNEP:NLG) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
NLG Insurance Co Effective Interest Rate on Debt % Related Terms
NLG Insurance Co Effective Interest Rate on Debt % Historical Data
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The historical data trend for NLG Insurance Co's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NLG Insurance Co Effective Interest Rate on Debt % Chart
XNEP:NLG vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison
For the Insurance - Diversified subindustry, NLG Insurance Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NLG Insurance Co Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, NLG Insurance Co's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where NLG Insurance Co's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jul. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 0.00% mean?
NLG Insurance Co (XNEP:NLG) has a Effective Interest Rate on Debt % of 0.00% as of Jul. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NLG Insurance Co and its competitors.
Is NLG Insurance Co's Effective Interest Rate on Debt % too high?
NLG Insurance Co's current Effective Interest Rate on Debt % is 0.00%. Overall, NLG Insurance Co has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NLG Insurance Co's Effective Interest Rate on Debt % compare to BRK.A and AIG?
NLG Insurance Co's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NLG Insurance Co and its competitors. NLG Insurance Co's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLG Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, NLG Insurance Co (XNEP:NLG) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR724.24, compared to a current price of NPR516.50 — trading 28.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. NLG Insurance Co's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For NLG Insurance Co (XNEP:NLG), the current Effective Interest Rate on Debt % is 0.00% as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NLG Insurance Co (XNEP:NLG) Overvalued in 2026?
Based on GuruFocus' analysis, NLG Insurance Co stock appears to be undervalued.
The current stock price of NPR516.50 is trading 28.7% below its estimated GF Value™ of NPR724.24.
GuruFocus considers NLG Insurance Co to be Modestly Undervalued.
Key valuation signals for XNEP:NLG:
Effective Interest Rate on Debt %: 0.00%
GF Value™: NPR724.24 vs. price of NPR516.50 (28.7% below fair value)
No single metric tells the full story. See the XNEP:NLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NLG Insurance Co Ltd is a composite insurance company. It provides non-life insurance products. The company's offerings include Motor, Property, Engineering, Marine, Aviation, Agriculture, and Miscellaneous Insurance.
81GF Score
Get the complete analysis for XNEP:NLG
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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